Lending

Critics of Dodd-Frank argue that post-crisis regulations put a damper on lending. But loan growth at regional and community banks has "actually been very strong," says Joo-Yung Lee, head of North American financial institutions at Fitch Ratings.

Though backward-looking, the exam restricts the company from buying banks or opening branches outside the Northeast.

The Denver bank had spent the last two-plus years addressing concerns about capital and underwriting procedures.

At its February meeting, the NCUA Board approved a routine measure to reauthorize an 18% interest rate cap on loans, but suggested that it’s time for Congress to make some changes.

On Sept. 30, 2016. Dollars in thousands.

On Sept. 30, 2016. Dollars in thousands

One of the root problems of investing disparities is lack of diversity among those who make investment decisions. Here’s how to change the dynamic.

After losing nearly $99 million in 2016 and delinquencies going through the roof, the taxi medallion-lending credit union has entered conservatorship.

Changes in the housing market are creating new opportunities and challenges for credit unions, including how they market themselves to potential borrowers.

Corporate borrowers aren’t ready just yet to pull the trigger on multimillion-dollar loans to buy fleets of trucks or scads of new inventory despite excitement about a more business-friendly Washington, lenders cautioned.

Many CUs offer loan programs to help immigrants afford American citizenship, but the president's controversial executive order has raised plenty of questions about how those programs may be impacted – including whether or not some might see a boost.

The study revealed overwhelming majorities of consumers are worried about their debt levels and not planning on any major borrowing for at least six months.

On Sept. 30, 2016. Dollars in thousands.

On Sept. 30, 2016. Dollars in thousands.

If underwriting standards at other lenders begin to fall, how will CUs respond?

The Dow Jones Industrial Average crossed the 20,000 threshold for the first time Wednesday, but the postelection stock market rally has produced a mixed bag for mortgage demand and the industry's publicly traded companies.

Robert Cera will be responsible to bringing in more business near Milwaukee.

The startup, known for refinancing millennials' student loans, is now writing more than $100 million of home mortgages a month, and expects this to be its fastest-growing product. Here's why.

The San Francisco private bank reported double-digit gains in originations and noninterest income that led to a nearly 30% increase in profits last quarter.

PNC’s fourth-quarter profit improved on higher lending to corporate customers for real estate and other loans.