Even without added regulatory pressure, Capital One has a lot to juggle as it integrates ING Direct and a big HSBC credit card portfolio. Industry members weigh in on what it should watch for.

Capital One knows how to integrate big bank purchases. But in the era of the Consumer Financial Protection Bureau, it's facing new challenges as it swallows ING Direct and HSBC's credit cards.

Signature, a New York bank led by frugal CEO Joseph DePaolo, is laser-focused on commercial clients and niche lines in an age when others are trying to be all things to all people.

NBT Bancorp's agreement to buy Alliance Financial in New York is an M&A rarity — a sizable deal between healthy seller that could signal more such transactions to come.

Pinnacle Bank of Lincoln, Neb., would expand its presence in the Show Me State with its agreement to buy First State Bank of Joplin, Mo.

1st Constitution Bancorp (FCCY) in Cranbury, N.J., has raised roughly $5 million through a rights offering.

LCNB (LCNB) in Lebanon, Ohio, would expand into two new counties with its agreement to buy First Capital Bancshares in Chillicothe, Ohio, for roughly $19.6 million in stock and cash.

NBT Bancorp's agreement to buy Alliance Financial in upstate New York is an M&A rarity — a deal worth more than $200 million that involves a healthy seller. More deals like this are expected and would kick-start bank dealmaking.

American Bank & Trust of Wessington Springs, S.D., has agreed to buy Mansfield State Bank.

American Founders Bancorp in Lexington, Ky., announced Monday that it plans to close one of its Lexington branches by the end of October, leaving it with three branches in its hometown.

Fitch Ratings warned of a possible downgrade of Ocwen Financial after the Atlanta company agreed to buy Homeward Residential Holdings from WL Ross & Co.

Trustmark in Jackson, Miss., does not expect to get regulators to OK its takeover of BancTrust in Mobile, Ala., until late this year or early next year.

NBT Bancorp (NBTB) will acquire Alliance Financial (ALNC) in a deal valued at $233 million.

City government officials in Paterson, N.J. have hired a collection agency to help pursue more than $7 million in unpaid municipal court fines.

The embattled Lansing, Mich., company announced earlier this week that it had entered into agreements with two units of ValStone Partners, a private-equity firm in Birmingham, Mich.

Roy Dowdy Jr., the CEO of Citizens Bank in Geneva, Ala., expects more healthy small town banks to sell as margins thin and costs rise. His bank decided to sell to Bank of the Ozarks earlier this week.

Economic pressures will force more small banks to sell, and midsize banks will feast on them while regulatory limits trap big banks on the sidelines of M&A, says John Roddy, a Macquarie Group investment banker.

Michael Tierney will continue to tackle lingering mortgage problems at the Michigan company, which is also trying to expand more into commercial lending. Meanwhile, a key private-equity backer says is has no immediate interest to cash out of the company.

Bank of Henderson has agreed to buy Harrison Bancorp. The Kentucky bank did not disclose the price, though Dale Sights, its president and CEO, said that he expects to complete the acquisition next month.

First Marblehead in Boston has agreed to acquire certain assets and liabilities of Cology, a provider of student loan processing and servicing for more than 250 lenders, most of them credit unions.