POS and Retail

With ample fueling from mobile transactions, the potential for converting point of sale data into CRM and marketing data is massive. But as full of potential as this merger is across all retail purchases, it's particularly strong down market—and the smaller the business, the better.

The restaurant chain Olive Garden will begin using Ziosk tablets to accept payments at the table starting next month.

Google’s announcement of Pony Express, a bill presentment and payment service, has caught the attention of many financial service providers including banks and credit unions.

Experts from the banking, retail and technology sectors gathered last week for SourceMedia's annual Card Forum and Expo, sharing their predictions for the payments industry's next step. Some were involved in Apple Pay from day one; others are looking past it to the next big thing.

Papa John's is integrating its mobile and online checkout process with Venmo, a PayPal-owned system that fuses mobile and social networking to enable person to person payments.

When costs plummet but prices stay high as ever, a market is clearly not working properly. But that's what is happening right now in the business of processing credit- and debit-card transactions, thanks to price-fixing that harms not just merchants but consumers and the entire economy.

Lyle Beckwith of the National Association of Convenience Stores argues that debit card interchange is unfairly high. But this argument ignores several key points.

After a making a number of adjustments to overcome a shaky start, Google Wallet is starting to build momentum with merchants, this week adding Shopify, Dunkin Donuts and Seamless to the roster of companies supporting the search company's mobile wallet.

With only six months to go before the EMV chip-card liability shift takes effect, many U.S. merchants are not yet aware of the EMV migration.

BBVA Compass is launching real-time payments through Dwolla, but the really interesting part is what's going on beneath the surface: the bank is opening its technological black box to a nimble startup in order to speed innovation.

With the card issuer mandate for EMV-ready merchants around the corner, are you prepared?

WASHINGTON — The Consumer Financial Protection Bureau has filed a massive lawsuit against more than a dozen debt collectors, payment processors and related entities that the agency said failed to detect fraudulent collection tactics.

CHICAGO -- A gender disconnect in mobile payments is emerging as one of the persistent obstacles to the new technology.

Convinced that consumers know the Brink's name and associate it with strong security, prepaid card provider NetSpend has launched a Brink's-branded prepaid card.

Come October, all payment card issuers, merchants and acquirers will have to make the switch to the EMV standards. Any party that doesn’t go through with the upgrade by the deadline will likely experience an increase in fraudulent payment card liability.

Square's heavy focus on merchant services now includes introductory marketing tools aimed at small businesses already using the mobile point of sale company to email coupons to customers based on how often they visit a store.

While business to business (B2B) e-commerce offers tremendous opportunities to drive business growth, it is a complex landscape filled with multiple currencies, languages, tax codes and regulations.

Recent cyber-attacks on the protocol that has long secured Web connections and, more recently, payment applications are pushing the Payment Card Industry Security Standards Council to issue an update with strong implications for e-commerce sellers.

The payments environment is undergoing unprecedented change, yet many banks and payment companies are saddled with aging infrastructure which makes it costly to support new products and features. Additionally, fragmented governance and siloed business units running disparate payments operations can stifle innovation.

As digital technology has reshaped the acquiring business, some of the industry's biggest names are making splashy investments in mobile payments and merchant marketing.