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Market Intelligence:
AI
Payments
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Industry Data
  • Interchange fees
    Card brands postpone fee hike, but merchants want interchange reform

    Mastercard and Visa's one-year delay is only a partial victory for retailers, who want the networks to have less power to set rates.

    heun-dave-blog.jpg
    By David Heun
    Associate Editor
    March 16
    Visa and Mastercard acceptance sticker
  • EMV
    EMV deadline nears for gas stations, but many won't make it

    After postponing enforcement for years, the card brands are implementing an EMV liability shift at fuel stations, which still struggle to make the upgrades necessary for chip-card acceptance.

    heun-dave-blog.jpg
    By David Heun
    Associate Editor
    March 16
    pay at the pump
  • Marijuana banking
    In pot banking, bigger isn't always better

    With national banks awaiting federal decisions on marijuana banking policy, smaller institutions can capitalize on local laws. That’s the theory Chicago Ventures is putting to the test with a $5 million investment in AeroPay, which banks with Partner Colorado Credit Union.

    By John Adams
    Executive Editor, Payments
    March 10
    cannabis is still illegal on a federal level
  • Faster payments
    Inside Dwolla's efforts to find a formula for faster payments

    Building the processing tech was the easy part. Finding the right mix of users and transactions posed many challenges.

    heun-dave-blog.jpg
    By David Heun
    Associate Editor
    March 4
    cropped Rob Petrozzo.jpg
  • Diversity and equality
    Discover opening call center in low-income Chicago neighborhood

    The operation will employ 1,000 people in a predominantly Black community. The move is part of the city's push to create job opportunities beyond the downtown area.

    By Kate Fitzgerald
    Senior Editor, Payments
    March 4
    Discover cards
  • Compliance
    How Square's bank can use bitcoin profits to promote financial inclusion

    The overwhelming success of Square’s bitcoin trading service creates new opportunities for its bank to work with underserved markets.

    By John Adams
    Executive Editor, Payments
    March 2
    Square on computer
  • Fintech
    What Goldman hires mean for Walmart's payments, banking ambitions

    In adding Goldman Sachs veterans Omer Ismail and David Stark, the retail giant can enhance products such as Walmart Pay, Walmart+ and its fintech pact with Ribbit Capital.

    By John Adams
    Executive Editor, Payments
    March 1
    Walmart app for pickup and delivery
  • Debit cards
    Affirm debit card brings installment payments to all merchants

    The buy now/pay later pioneer's new card does not require sellers to opt in if they already accept debit cards.

    By Kate Fitzgerald
    Senior Editor, Payments
    February 25
    Affirm website for merchants
  • Real-time payments
    Zelle teams with Clearing House to speed P2P payments — and woo small banks

    Early Warning's person-to-person payment network predicts that real-time settlement through The Clearing House's RTP network will enhance its appeal.

    heun-dave-blog.jpg
    By David Heun
    Associate Editor
    February 25
    Lou Anne Alexander, Group President of Payments, Early Warning
  • Earnings
    More than half of Square’s revenue now comes from bitcoin trading

    The fintech that gave life to the mobile point of sale market is seeing that business overshadowed by the ever-rising popularity of cryptocurrency.

    moeser-michael-javelin
    By Michael Moeser
    Senior Content Strategist
    February 24
  • Earnings
    Green Dot warns bump from stimulus checks was likely a one-off

    Prepaid customers’ COVID relief spending boosted the bank’s bottom line in 2020, but executives don't count on a repeat performance.

    moeser-michael-javelin
    By Michael Moeser
    Senior Content Strategist
    February 23
  • Bill pay
    Banks want to regain control of consumer bill pay. Mastercard offers help.

    The card brand's data exchange platform, which provides mobile real-time processing, has gained support from the likes of PNC and Citizens.

    By Kate Fitzgerald
    Senior Editor, Payments
    February 17
    PSO21621bills
  • Mastercard
    Mastercard's buy-in a turning point for crypto payments

    The global card brand is positioning itself to play a key role in the development of central bank digital currencies.

    By John Adams
    Executive Editor, Payments
    February 11
    mastercard cards
  • Fintech
    Buy now, bank later: Klarna's bold new business model in Germany

    The Swedish installment lender's diversification makes it a direct competitor to mainstream banks.

    By John Adams
    Executive Editor, Payments
    February 11
    Klarna app
  • Payroll payments
    Clair teams with Mastercard to expand earned wage access

    Mastercard and MetaBank are helping the earned wage access provider Clair overhaul its technology platform and service offering.

    moeser-michael-javelin
    By Michael Moeser
    Senior Content Strategist
    February 9
  • Fraud detection
    E-commerce scammers branch out

    Fraudsters have increasingly targeted financial services, online dating sites and social media since the end of the holiday season.

    heun-dave-blog.jpg
    By David Heun
    Associate Editor
    February 9
  • Compliance
    Installment lenders under scrutiny as delinquencies soar

    Australia and the U.K. are starting to build the case for regulation of buy now/pay later offerings.

    By John Adams
    Executive Editor, Payments
    February 8
    U.K. Financial Conduct Authority sign
  • Compliance
    CFPB probe of Venmo complicates PayPal's plans

    The inquiry into Venmo's debt collection practices is a taste of what PayPal can expect as it expands to other categories that increasingly face regulatory pressure.

    By John Adams
    Executive Editor, Payments
    February 5
    PayPal sign
  • Contactless payments
    The cashless Super Bowl is coming three years early

    Visa and partners fast-tracked the big game's digital overhaul as the pandemic caused a sharp spike in demand for contactless payments.

    By Kate Fitzgerald
    Senior Editor, Payments
    February 5
    nfl football
  • Earnings
    PayPal's record year helped by rapid rollout of new products

    Its success was driven by its support for buying and selling cryptocurrencies and its entry into the buy now/pay later market.

    moeser-michael-javelin
    By Michael Moeser
    Senior Content Strategist
    February 4
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

Download the American Banker app

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.