Regulation and compliance
Regulation
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Ginnie Mae needs more, and better-paid, staff to keep up with growing risks on nonbank seller/servicers, the watchdog agency head said.
March 15 -
Risk is building in nonbank companies that are closely linked with regulated institutions but that have not faced the kind of stiff rules imposed on banks since the financial crisis.
March 15 -
Three-fourths of House lawmakers signed a bipartisan letter that calls on the Consumer Financial Protection Bureau to take more steps to carve out community banks and credit unions from onerous regulations. But will it make a difference?
March 15 -
Three-fourths of House lawmakers signed a bipartisan letter that calls on the Consumer Financial Protection Bureau to take more steps to carve out credit unions and community banks from onerous regulations. But will it make a difference?
March 15 -
Retailers who claim that restrictions on debit card fees benefit credit unions and community banks miss the point: These price controls are bad for consumers.
March 15 -
To hear some former examiners tell it, companies that are hostile during the exam process may get dinged more often than those that show respect and professionalism. Following are tips to ensure bankers do better on their next exam.
March 14 -
NCUA released a new resource that helps credit unions to learn more about member business lending in the wake of new rule changes.
March 14 -
Since the financial crisis, there has been a consensus that bankers need to repair their corporate cultures in order to fix the reputation damage during the housing collapse. But some bankers are saying it needs to be a more coordinated effort.
March 14 -
The more welcoming European regulatory environment for blockchain developers could take the competitive edge away from U.S. banks unless regulators here start championing fintech innovation.
March 14 -
NCUA has sliced and diced the 2015 results to show in which states credit unions are thriving and not.
March 14 -
We are reminded frequently that policies with the best intentions often do not reach their intended recipients and at times lead to previously unforeseen issues.
March 14 -
In opposing restrictions on interchange fees, the financial services industry often claims that 2011 debit swipe-fee reforms are such a huge threat to revenue that even small banks and credit unions below $10 billion in assets, which are exempt from the Dodd-Frank Act rules, feel the pinch.
March 14 -
Comptroller of the Currency Thomas Curry's unexpected announcement this week that his agency may craft new guidelines to deal with de-risking is generating concerns from bankers instead of putting them at ease.
March 11 -
The international panel issued a consultative document outlining suggested updates to its so-called Pillar III disclosure rules, including simple and comparable metrics for market risk, counterparty credit risk, operational risk and Total Loss Absorbing Capacity.
March 11 -
As questions about how the NCUA chairmans pending departure could complicate the agencys plans for addressing supplemental capital, presidential appointments and other issues, CU Journal asked industry stakeholders their thoughts on this development.
March 11 -
Startups, including one in the virtual currency field, have approached the Office of the Comptroller of the Currency about applying for banking charters, the agency's chief counsel said Thursday.
March 10 -
Though it could signal that some presidential appointments might finally start to creep forward, NCUA Chairman Debbie Matzs recent notice that she will step down at the end of next month could complicate things, including NCUA Board Member J. Mark McWatters nomination to the Export-Import Bank Board.
March 10 -
President Obama put pressure on regulators this week to finish their long-delayed rule governing executive compensation, but by the time it gets implemented, much of the work may have already been done.
March 10 -
The Senate Banking Committee approved the nomination of a top Treasury official in charge of stopping terrorism financing and financial crime during an executive session on Thursday.
March 10 -
It could take months before lawmakers approve a successor for departing NCUA Chairman Debbie Matz, and industry observers believe issues like supplemental capital could be on hold until that replacement takes office.
March 10





