Revenue and expenses

The Badger State's institutions also saw earnings and allowance for loan losses increase.

Tiny banks are recording healthy returns by carefully managing expenses and credit quality.

Wymar Federal Credit Union in Louisiana has also distributed a bonus to members.

The Lee's Summit, Mo.-based institution has paid out $350,000 over the last five years to members.

The credit union service organization said the value of its shares have jumped more than 300 percent over the last seven years.

The company said the move reflects intense competition and a "significant decline" in origination volume.

An improved net interest margin helped offset a slight decrease in fee income at the Wisconsin company.

A recent high-profile news story doesn't paint the National Credit Union Administration chairman in a good light, but some in the industry say it could also lead to positive changes on the board.

The Midland, Mich.-based institution returned $19.4 million to members for 2018 through rewards and dividends.

The Indiana-based institution's distribution for 2018 was up more than 60 percent from the previous year.

This is the seventh consecutive year that the Kansas City area institution has returned at least $5 million to its members.

CEO Michael Corbat will need to lean heavily on credit cards and other consumer business lines, and keep driving down costs, to offset weaknesses in capital markets.

The South Carolina institution has returned more than $31 million to members over the last 22 years.

The credit union service organization based in Florida has returned more than $500 million in patronage dividends since 1994.

The Jackson, Mich.-based institution also made its largest donation ever to a program to help students pay for college.

The Montgomery, Ala.-based institution has paid out more than $4.8 million to members over the last eight years.

Pennsylvania State Employees Credit Union returned $22 million to its members.

The Sidney, Mont.-based institution distributed the payments earlier this week.

This is the second consecutive year that the South Dakota institution has paid out the patronage bonus.

Through a unique partnership, Nutmeg State Financial Credit Union offers DMV services at two of its locations. So far the results have showcased the power of technology.