In theory, lenders are generally receptive to regulators' calls for broader consumer access to credit, but they're also concerned about the increased risk it might entail.

CO-OP Financial Services is developing a mobile app that will give consumers the ability to activate and deactivate card capabilities on the fly.

SpendSmart Networks has purchased the e-commerce solutions division of TechXpress and plans to integrate the company's online and mobile services with its existing loyalty program offerings.

Apple Pay isn't yet on phones, but many companies in the financial services industry have already changed their strategies to respond to it. Some are on board with Apple's new mobile wallet, but others are firmly against it.

The Swedish mobile payments company Seamless has agreed to acquire Ingram Mobile Mobility's prepaid mobile operations in Sweden and Denmark.

The government-sponsored mortgage giants, facing pressure to end their reliance on old credit-scoring models from Fair Isaac Corp., are working with their regulator to study newer alternatives.

Banks must take the time to educate mid-size business clients about how to defend themselves against hackers, Javelin Strategy & Research says.

Were the Home Depot and Target breaches the work of the same attackers? Only a few people seem to be in a position to know, and so far, they aren’t telling. However, we can still learn a lot from the similarity of the incidents.

Macy's is using a mix of technology to pitch offers to consumers as they move within its store and shop across channels.

Apple Pay isn't yet on phones, but many companies in the financial services industry have already changed their strategies to respond to it. Some are on board with Apple's new mobile wallet, but others are firmly against it.

The intimate involvement of the nation's largest credit card issuers in Apple Pay is sparking concern that smaller banks will be left behind in the mobile payments revolution.

The Swedish e-commerce payment company Klarna is coming to the U.S. next year.

LOS ANGELES — To better serve its growing millennial member base, USC Credit Union here has partnered with CU Campus Resources (CUCR) and its new private student loan program.

REDMOND, Wash. — With the EMV card conversion deadline next October, opportunities exist for credit unions to benefit from the process. This is the case here for Qualstar Credit Union, as well as others.

LAKEWOOD, Wash. — Harborstone Credit Union knew it had a lending problem.

TOLEDO, Ohio — Despite the challenges of being a small institution operating in a struggling market, Great Lakes Credit Union recently got some big tech kudos.

Capital One Financial Corp. and MasterCard Inc. struck a deal with Costco Wholesale Corp. in Canada to issue a co-branded credit card when the retailer's contract with American Express Co. ends this year.

Though Home Depot's recent data breach compromised 56 million payment cards — more than the 40 million in Target's incident — the company isn't predicting a hit to revenue and investors have been unfazed by the attack.

BETHPAGE, N.Y. — A couple of key fraud- fighting partnerships have helped Bethpage FCU save about $200,000 for its 250,000 members over just the last six months.

DES MOINES, Iowa — As mobile payments becomes more ubiquitous, card tokenization efforts are on the rise.