When crowdfunding sites like Kickstarter and Indiegogo emerged in 2008, many people dismissed them as a novelty.

The Consumer Financial Protection Bureau issued a warning to credit card companies that use deceptive marketing to mask hidden charges within promotional interest rates.

Many businesses intentionally delay payments, slowing down the economy, according to MasterCard and Basware, which see an opportunity to clear out the congestion.

Apple is expected to launch a mobile wallet as part of its next iPhone, and the company has already trained its userbase to be active mobile purchasers.

An internal review at Goodwill Industries has concluded that hackers accessed customer payments data through a vendor-related weak spot.

The Merchant Customer Exchange (MCX), a mobile wallet initiative led by merchants including Walmart and Target, is testing its technology under the brand CurrentC with plans for a full rollout next year.

FIS, a banking technology and consulting company, has agreed to buy Clear2Pay, a payment processor, for approximately $493 million.

The telco-driven Isis mobile wallet will now be called Softcard, a name chosen to avoid confusion and association with a militant group in the Middle East that is often referred to as "ISIS."

Basware Oyj and MasterCard Inc. will start selling a business-to-business invoicing system that allows suppliers to get paid early, while buyers enjoy extended payment terms.

Although unintentional, missteps in communications by regulators can create headwinds for companies developing payments innovation.

Roximity is working to differentiate itself from other beacon manufacturers by increasing the lifespan and security of its devices.

Home Depot is working with banks and law enforcement agencies to investigate a potential theft of its customers' credit and debit card information.

Google Inc.'s YouTube now lets Google Wallet users make voluntary payments to publishers on the video site through the addition of a "support" button.

For Apple, the timing couldn't be worse to launch a mobile wallet. Mobile wallets can be a tough sell for many consumers, and brand image is a key element in winning their trust.

MoneyGram has purchased U.K.-based MTI Money Transfer to improve MoneyGram's control over its remittance network and expand the Dallas-based company's presence in Europe.

American Express launched two new credit cards for Canadian consumers, with a focus on cash-back rewards.

Two is better than one, especially when it comes to protecting a consumer's identity.

Apple Inc. plans to turn its next iPhone into a mobile wallet through a partnership with major payment networks, banks and retailers, according a person familiar with the situation.

Beer and wine are often used to lower inhibitions about anything new. Why should payment technology be any different? Many companies that manufacture or sell alcohol are at the forefront of payments innovation.

If third-party vendor risk management is becoming an overwhelming chore for your bank, perhaps you're interpreting the most recent guidance from the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corp. too literally.