An FTC study of the credit reporting industry found that 5% of consumers had errors on one of their three major credit reports that could lead to them paying more for products such as auto loans.

Developers at Fidelity National Information Services say the speed and open nature the bank technology provider's latest product will promote greater adoption of person-to-person payments.

ERN is launching a product that attempts to meld issuer and retailer spending details to produce real-time offers at the point of sale. It faces plenty of competition in its efforts to bring granularity to marketing.

To get in front of the growing problem of user complaints tied to mobile payments, First Direct is using online video to put a human face on its replies to a frustrated group of customers.

As card fraud progressively moves to e-commerce, more vendors offer merchants the tools to monitor their progress in thwarting cybercrooks — and the information collected in protecting their data also helps merchants promote sales.

From the start, mPowa CEO Dan Wagner has talked about partnerships being the key to getting his company’s chip-and-PIN mobile card reader into the hands of merchants – and eventually becoming a formidable foe to the likes of Square Inc. in the U.S.

Acculynk's recently acquired PayLeap unit will integrate mobile payments technology developed by Spindle to enhance its product offering for small and midsize merchants.

First Hawaiian Bank announced Friday a new iPad app for accessing bank accounts and making payments. According to the bank, it's the first in its state to offer an iPad app.

TransUnion has revealed a ranking of metropolitan areas with the highest and lowest consumer credit score in the country.

Despite some glitches that are hampering vigorous adoption, the companies targeting mobile payments are finding success in forging brand connections. The problem is their connections are with narrow constituencies, and are often based on competencies beyond mobile payments.

Mobile wallets showcase many features that could transform the way consumers pay, but for many users the most appealing feature is the ability to make sense of all their receipts.

ShopKeep, which provides an iPad point of sale system, began supporting payments from SCVNGR's LevelUp loyalty and mobile payment system this week. One early adopter is already reporting success with the combined system.

CARLISLE, Penn. – Cornerstone FCU will now offer members mobile banking services, including mobile browser banking and downloadable apps for iPhone, and Android, through a partnership with CSCU and MShift.

JACKSONVILLE, Fla. – Community First CU Of Florida has renewed its agreement with AXIS Data Solutions to provide monthly statement processing for its more than 104,000 members.

The use of electronic payments can have a positive impact on national economies, with nearly $127 billion added to the U.S.'s gross domestic product (GDP) in the past four years, according to a study conducted for Visa by Moody's Analytics.

Merchants shouldn't have their heads in the clouds when it comes to data security — especially when they rely on cloud computing to handle payment card data.

Merchant objections to the proposed $7.25 billion swipe-fee settlement are likely to mount following another delay in an appeal ruling.

Visa's V.me digital wallet is picking up momentum and the initiative is "right on the point of the spear" of the card network's product development strategy, Visa says.

Eager to ply consumer data analytics as a carrot for issuers, MasterCard Advisors on Thursday announced a development partnership with data analytics company Mu Sigma, in which MasterCard purchased an equity stake.

Loss mitigation strategies for the payments business are getting a technology makeover that includes the same kind of emerging analysis used to attract consumers in the first place.