Sionic Mobile, an Atlanta-based start-up that in June launched a mobile merchant-loyalty initiative in that city, is providing extra reward points to consumers to get them to use a Dwolla account for their spending.

Pundits often criticize prepaid card providers for having high monthly fees, but the real market pressure is on the fees charged for ATM access. As it turns out, prepaid card users very much want to keep using cash — but they don't want to pay to get it.

In a play to develop a mobile wallet of their own, a joint venture of retailers is working to attract banks to help it provide a merchant-friendly alternative to Isis, PayPal and Google Wallet.

LIVE OAK, Texas – The $5-billion Randolph-Brooks FCU here has signed a multi-year deal to implement Online Resources Corp.’s Architect Digital Banking Solution.

BOSTON – Credit unions’ investments in technology are paying off, as CUs are closing the gap with larger banks when it comes to online convenience, a new study indicates.

Hackers seeking cardholder data most often find openings in a small merchant's payments network because of something a third-party vendor did or did not do when installing payment applications.

As more consumers try out Fiserv's person-to-person payment service, Popmoney, the tool is evolving to become as much a social tool as a payments one.

Six federal financial regulatory agencies Wednesday issued a proposed rule to establish new appraisal requirements for higher-risk mortgage loans.

The worst drought to hit the Midwest in more than 20 years is forcing bankers to make tough calls on how to handle delinquent agricultural loans.

With newcomers like Square gaining momentum in mobile payments, processors are more aggressively offering customers reasons to stick with them as merchants accept more payments outside their retail stores.

Some the nation’s leading merchants announced today the formation of the Merchant Customer Exchange, or MCX, a new mobile-commerce company that will support paying at the register with customizable offers.

Some recent advances in ATM technology are a clear benefit to independent, nonbank deployers — but others seem likely to cause more trouble than they're worth.

When crunching the numbers, it appears Square can't possibly make a profit in its new deal to process transactions for Starbucks.

As many as 8 million consumers using online banking from Online Resources Corp. could soon have access to merchant-funded rewards from Truaxis Inc.

Bank of America announced the nationwide launch of its online rewards system, BankAmeriDeals. The system allows consumers to select deals online or through a mobile app and then redeem those offers by spending with a credit or debit card.

Consumers continue to take their credit card borrowing more seriously. The ratio of credit cardholders 90 or more days past due on their payments continues to drop even as issuers are extending credit to higher-risk customers, according to TransUnion.

Total System Services is taking a different approach to sales by forming a joint venture with Central Payment Co.

Credit card asset-backed securities likely will remain stable for the foreseeable future because card charge-offs and delinquencies are at historic lows, consumer bankruptcies keep falling and consumer balance sheets are getting healthier, according to Standard & Poor's Ratings Services.

A bank in Vietnam claims it has tripled its account base since it began offering cards with biometric fingerprint technology in June to the country's unbanked residents.

Wells Fargo's customers have opted to receive digital versions of their ATM receipts 100 million times since the bank introduced the feature two years ago.