For banks that struggle with the security and cost-effectiveness of their online-banking offerings to small businesses, a cloud-based service launched Nov. 10 offers a partial answer.

The U.S. is increasingly moving toward the EMV chip card standard as a panacea for credit card fraud, but it actually may be a Pandora's box.

ATLANTA-A new series of studies from First Data report that there is a gap between consumers' awareness and usage of mobile banking, and its authors say that bridging that gap could be key to growing Gen Y member share at credit unions.

Alternative-payments providers such as PayPal Inc., ProPay Inc., Square Inc. and SparkBase Inc. may be better-positioned than traditional payment card networks to cause the marketplace disruption needed to make mobile payments more mainstream, an Aite Group analyst suggests in a new report.

PayPal Inc. plans to provide a mobile payments system that would enable Chinese game developers on the Android mobile platform to tap new international markets including North America and Europe, the company recently announced.

Valve Corp., the company that provides the popular PC game platform Steam, disclosed Nov. 9 that it suffered a data breach this month.

While the collection and credit industries firmly support the “Mobile Informational Call Act of 2011," that, if passed, would allow collection calls to be placed to consumers' cell phones, most legislators are in the opposite corner.

In 2009 through last year, credit cards had been first on consumers’ list when deciding which bills to pay first, over mortgage and other debts. This year, however, their priority has shifted to paying mortgages and utilities first, new study data show.

CEDAR FALLS, Iowa – UNI CU has contracted with Dwolla to implement the company’s integration product, FiSync, which offers members an expedited Dwolla sign-up process.

The burgeoning growth of mobile payments could become the tipping point for proposed national legislation that would force merchants to charge state sales taxes for the first time on many goods and services sold through online channels, a national tax expert tells PaymentsSource.

U.S. consumer interest in using mobile phones to make purchases and in receiving incentives and coupons to shop at retailers has doubled since last year, new research suggests.

The average consumer credit card charge-off rate among the top U.S. card issuers is nearing a historic low but should begin creeping upward next year, new data Fitch Ratings Inc. released Nov. 9 suggest.

After analyzing the mobile-banking offerings of the top 25 retail banks by deposits, Javelin Strategy & Research has declared that JPMorgan Chase & Co. has the best, followed closely by Wells Fargo & Co. and Bank of America Corp.

Near the end of the Federal Reserve Bank of Chicago’s one-day payments symposium Sept. 26, Wal-Mart Stores Inc.’s Jamie Henry posed a question that had yet to be answered during the previous eight hours.

The Internal Revenue Service has not collected delinquent taxes for nearly half the past-due tax cases left behind from its shuttered private debt collection program, according to a new government report.

CHARLESTON, W.Va. – West Virginia United FCU has signed with Dwolla to implement the company’s integration product, FiSync, which offers members an expedited Dwolla sign-up process.

PASADENA, Texas – Gulf Coast Educators FCU has rolled out a new mobile apps smart phone product.

Continuing a trend that started last summer, Dwolla Corp. has added two more credit unions that will offer customers easier access to Dwolla mobile-payment accounts through their online-banking programs, the mobile-pay startup announced Nov. 8.

Mobile Money Network has landed a major retailer to participate in the initial phase of a mobile-payment software application launch that will enable United Kingdom consumers to purchase products for home delivery from any location by typing a product code into their phones, the London-based mobile commerce company announced Nov. 4.

Total consumer credit card borrowing dipped slightly in September while lenders’ credit card underwriting criteria remained in a holding pattern, according to new data the Federal Reserve Board released Nov. 7.