Individuals filing for Chapter 7 and Chapter 13 consumer bankruptcy protection are facing as much as a 55% cost increase as one result of the 2005 comprehensive bankruptcy reforms, according to a study published in the American Bankruptcy Institute Law Review.

Intuit Inc. is enhancing its GoPayment mobile credit and debit card acceptance service with a card reader designed to attach to Apple Inc.’s iPhone.

Beginning Oct. 31, 2012, issuers, merchants and acquirers in Canada that support the American Express brand will become liable for credit and charge card fraud initiated with magnetic stripe cards that chip-and-PIN technology could have prevented, American Express Co.’s AmEx Canada confirms.

BROOKFIELD, Wis. – Fiserv yesterday announced the launch of its Mobile Source Capture, a new remote deposit solution that enables remote check capture with camera-equipped mobile phones.

LATHRUP VILLAGE, Mich. – Michigan First CU announced the launch of its enhanced careers website, www.MichiganFirstCareers.com, for individuals seeking jobs at the $575 million credit union.

PHILADELPHIA – American Heritage FCU last week introduced technology it said combines the convenience of an ATM with a highly-personal two-way interaction.

First Data Corp. says it has come up with an answer to EMV chip-and-PIN technology. The processor’s Star electronic funds network on Aug. 25 introduced a debit card fraud-protection product that uses a contactless chip to produce a unique, one-time card number to complete point-of-sale transactions.

Various unregulated new mobile-payment services proliferating in the U.S. could be putting certain consumers at risk for fraud, Consumers Union, a nonprofit consumer-advocacy organization, announced Aug. 24.

During the second quarter ended June 30, the ratio of bankcard borrowers 90 days or more delinquent on one or more of their credit cards was 0.92%, down 19 basis points from 1.11% the previous quarter and down 25 basis points from 1.17% in the second quarter of 2009, according to TransUnion.

WePay Inc. continues to distinguish itself from other online-payment services by soliciting groups and organizations using social-networking sites. The company recently integrated with Facebook Events and Facebook Groups to enable groups to collect funds online through the social-networking website.

Average credit card charge-offs in July declined sharply, falling below 10% of outstanding receivables for the first time since April 2009, Moody’s Investors Service announced Aug. 25.

Fiserv is offering a mobile remote deposit service, a move that could rapidly expand the adoption of a technology that is becoming a must-have feature at many banks.

Mobile banking is gaining more popularity with the underbanked than it is with conventional bank customers.

WASHINGTON – The growing debate over so-called net neutrality is raising concerns among credit unions and others who fear Internet service providers could choose to charge users more for certain types of services, such as financial transactions.

Consumers’ increased use of smart phones to shop appears to be having an effect on how small businesses purchase. New survey data suggest that 27% of small companies use mobile devices to make purchases.

Philippines-based e-commerce payment specialist Mozcom Inc. in August announced a partnership with Dragonpay Corp. enabling consumers who lack credit cards to pay for online purchases at its walk-in payment centers.

Credit unions are expanding beyond Apple's iPhone to develop mobile banking applications for other devices, in particular those running the Google Android operating system.

LAS VEGAS-Mount Lehmon CU GM Gene Blishen offeres some advice to CU managers.

ST. LOUIS, Mo.-Anheuser-Busch Employees' CU (ABECU) is making more than 45 collections calls per hour to members with early-delinquent auto loans, lines of credit and credit cards, helping to nip late delinquencies in the bud.

CORAOPOLIS, Penn.-Beware the mobile phones and MP3 players that every employee carries around these days.