Fiserv and Metallicus are enabling downmarket development of digital assets. Payment experts say it's vital to have a plan, but one that doesn't give into a fear of missing out.

The idea of creating software from "vibes" or feelings seems antithetical to the buttoned-up and highly regulated world banks live in. But experts say there's a place for it.

The data aggregator intends to continue sharing data with Envestnet and U.S. banks after the acquisition.

Experts told lawmakers that quantum computers will soon render today's encryption obsolete — and foreign adversaries know it.

Carvana and Plaid, with the help of Cross River Bank, have launched Request for Payment, which combines billing with The Clearing House's RTP Network. The option has been slow to gain traction, but the companies are betting large-ticket purchases, such as for an automobile, will be popular.

The digital bank is returning to crypto trading, a service it first offered in 2019 but had to shelve due to regulatory compliance concerns.

Der Spiegel and other European publications say the company continued to serve porn sites and money launderers even after regulators cracked down on it.

The government's instant processing rail hopes to enable new use cases, while Klarna adds to its network.

The ABA's new service adds payee name validation to help banks fight growing fraud risks.

New self-regulatory guidelines for credit cards and checking accounts are arriving at a time of deregulation in Washington, D.C.

The wealth management and digital banking fintech is following in the footsteps of other fintech IPOs as the market rallies around Chime and Circle.

A number of fintechs emerged amid the COVID-19 pandemic as a flurry of Paycheck Protection Program loan applications inundated banks. Now, the government is alleging many of them facilitated or committed fraud.

The card network's moves include supporting coins from Fiserv, PayPal and others; and offering services to what's expected to be a fast-growing industry.

Citigroup is on a quest to modernize its global payments stack and be the go-to financial institution for cross-border payments and international corporations. Debopama Sen, head of payments at Citi's Services business, spoke with American Banker about the divisions' progress since its Services Investor Day in June 2024.

Following strikes on nuclear sites, the U.S. warned of a heightened threat environment. Here's how Iran has targeted American banks in the past.

More than a year after Synapse went bankrupt, fintech customers who lost money due to the fintech middleware firm's collapse might be made whole through the Consumer Financial Protection Bureau's customer relief fund.

The Florida bank plans to expand its solar lending operations while Senate Republicans look to end most tax breaks for clean energy.

There were some intriguing ideas at the event, but whether they'll take off remains to be seen.

From AI to crypto to the fraud fight, the industry is rapidly evolving; these young companies are looking to take advantage.

The fintechs at this year's NYC Innovation Lab highlighted the demand for new forms of artificial intelligence in financial services.