Immigrants transfer billions overseas every year, and that market is dominated by nonbanks, crypto and fintechs. Those services could help banks get more customers in the door, but it’s easier said than done.
Circle CEO Jeremy Allaire argues that Gary Gensler’s association of stablecoins with gambling doesn’t match how they're used, the way they're regulated or their potential benefit to the financial system.
Many fintech companies are offering quality, low-cost services to people who are left out of mainstream banking. But low-income consumers face barriers that technology alone can't solve.
Lenders don’t always have the resources to build competitive digital banking solutions in-house - so Blend set out from the start to partner with banks, lenders and other fintechs to bring about much-needed change and innovation to financial services.
With customer trust and security at stake, notarizations are essential to safeguard the authenticity and integrity of important documents, but the process is often tedious and time-consuming.
Alloy is the Identity Decisioning Platform that helps banks and fintech companies automate their decisions, approve more good customers and outmaneuver fraud. Alloy powers top 20 banks and the biggest name in fintech
There are over 300 digital only banks in the United States today aggressively reaching and convincing credit union members that now is the time to switch to more personalized, digital services.
The Basel III reforms initiated after 2008 and the hard-fought Basel IV provisions completed in 2017 made banks more resilient. International consensus on new challenges like climate change and cybersecurity could be impossible.
Lenders traditionally rely on credit scores to determine the right audience and approval criteria for their offers. However, what happens when millions of consumers have limited credit history and activity?
Consumer expectations are evolving, with a rise in digitization of payments and eCommerce. Consumers expect seamless and instant payment methods in every part of their life. Buy Now Pay Later (BNPL) financing is one method that is meeting these needs.
Ready to say "Yes" to more opportunity, more customers, and more business growth? Smarter data, insights, and technology can help expand your customer pool, and make more confident decisions across the customer journey -- without impacting risk. Read more.
Environmental, social and governance issues have become more important to investors and customers. Kathryn Rock, a partner in financial services practice at the consulting firm Guidehouse, has advice on what banks can do to step up their efforts.
As the current pandemic has continued to curtail branch traffic and consumers have adopted new digital channels, the importance of the traditional voice channel has taken on added weight. Technology to brand calls improves the customer experience and drives business results.
