Become part of the future of the mortgage industry with Fannie Mae’s Day 1 Certainty™. Launched in 2016, Day 1 Certainty brings together advances in technology and the availability of big data to enable lenders to simplify the way they originate mortgages, helping them grow their business and meet market demands.
It’s no secret that appraisers are in high demand — especially in rural areas and during peak home-buying season. In some cases, this can slow down closings and potentially drive up loan costs with longer initial interest-rate locks or for lock extensions.
Fannie Mae’s Desktop Underwriter validation service is a fundamental component of the Day 1 Certainty program. Here’s what you need to know about selecting and working with a qualified vendor in order to take advantage of it.
Does every loan delivered to Fannie Mae require an appraisal? What if the transaction is a refinance and we have a recent appraisal on file? In some cases, we may be willing to waive the appraisal.
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