The Most Powerful Women in Banking

One secret to Begonya Klumb's success is that she is constantly challenging herself.

For years, MUFG's Wendy Breuder kept taped to her computer a message she found in a fortune cookie that read, "None of the secrets of success will work unless you do." It was a reminder to Breuder that there are no shortcuts to success.

Under Jill Castilla, who became president and chief executive in early 2014, Citizens Bank of Edmond has won scores of fans — and customers — by creating and sponsoring a monthly street festival that has breathed new life into downtown Edmond.

"I would always rather have the most determined, encouraging, find-a-way person on my team than the smartest person in the room," said Liz Dukes Wolverton, Synovus Financial's chief strategy officer.

Last year, Yvette Hollingsworth Clark spearheaded an industrywide initiative to develop a so-called "Compliance Officer Bill of Rights."