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How to Compete Against the Oligopolies

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In banking, like all service industries, service with speed and smile will win. Too Big (to respond with speed and smile) may only be a disadvantage. The niche strategy has made many elephants 'dance' in the past.As of Dec, 2012, commercial and industrial loans constitute only about 15%, while Real estate loans and MBS constitute 50% of bank credit.Small businesses, the engine of economic growth in any economy, waits as a big opportunity for anyone who cares. Local contact and vicinity will win here.
Posted by Center for Safe and Sound Banking | Monday, February 04 2013 at 2:15PM ET
Couldn't agree more. What is more difficult is contending with the regulatory maze designed to protect the oligopolies from competition. So whilst Congress enacts laws designed to level the playing field, federal financial regulators do their best to ensure that the game is still stacked in favor of the Too Big To Behave Banks.
Posted by jim_wells | Tuesday, February 05 2013 at 5:24PM ET
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