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"In looking back over the past decade it is an unfortunate fact that the current regulatory burden has been earned," said FDIC Vice Chairman Thomas Hoenig.

FDIC's Hoenig Casts Doubt on Reg 'Carve-Out' for Small Banks

The Federal Deposit Insurance Corp.'s outspoken vice chairman told bankers that curbing the "misdeeds" that prompted higher regulatory burden is better than just seeking exemptions for some.

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