BROADER REACH: "The face of entrepreneurship is changing in America," says Maria Contreras-Sweet, SBA administrator. "Your gender, your race, your age, or your neighborhood should never impact whether you can get a small business loan. Only your creditworthiness should."

SBA's Waiver of Cash-Flow Analysis Divides Bankers

The agency has been applauded for efforts to shorten the application process for certain 7(a) loans, though the move has also raised concerns about the potential for loosened underwriting.

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