Joe Adler

The FDIC provided new insight Wednesday on the vast segment of the country that lacks a meaningful relationship with a bank, releasing a study that showed one in four families go elsewhere for financial services.

The hope of several observers watching as the House Financial Services Committee votes on a regulatory reform bill would ban new commercial owners of banks and subject existing ILCs to holding company restrictions.

Critics continue to argue that regulatory reform legislation would create a permanent bailout mechanism by giving the FDIC resolution authority. But is that right?

Though the banking industry eked out a profit and boosted capital during the third quarter, a retreat from risk and a significant drop in overall lending proved that it is still far from business as usual.

While continuing to show signs of weakness, the banking industry managed a $2.8 billion profit in the third quarter, thanks to higher net interest income and growth in institutions' securities portfolios, the Federal Deposit Insurance Corp. said Tuesday.

The Federal Deposit Insurance Corp. will give a status report today on the industry's long road to recovery.

A report Monday identified six large and midsize banks most poised to expand through failed-bank acquisitions in the near future.

Regulators closed Commerce Bank of Southwest Florida Friday, the Sunshine State's third failure in a week.

Ron Paul wins award for legislative tenacity; things get awkward at Bank of America hearing; The Onion asks the "man on the street" about overdraft protection.

As the Federal Deposit Insurance Corp. tries to wean the industry off blanket deposit insurance coverage, the vast majority of institutions are resisting.

Battle between Federal Reserve Board and Bloomberg News to go public?; Colbert Report defends bankers; handling United Commercial failure a global affair; and more.

The capital investment in banks begun last year by government was a mistake and created a "horrible public outcry" directed at the industry, Sheila Bair said Friday.

Two failures in Florida, including the collapse of Naples-based Orion Bank, and another in California late Friday brought the year's total to 123.

Two failures in Florida, including the collapse of Naples-based Orion Bank, and another in California late Friday brought the year's total to 123. The Federal Deposit Insurance Corp. estimated the losses from the three failures would total nearly $1 billion.

Federal bank regulators Thursday said institutions have an extra two weeks to comment on proposed guidelines for limiting correspondent risk.

WASHINGTON — The Federal Deposit Insurance Corp. said Thursday that it would temporarily leave in place a hands-off policy toward securitized assets at a failed bank, but warned it is considering imposing additional conditions on securitizers that want to remain exempted.

The Federal Deposit Insurance Corp. finalized a rule Thursday requiring institutions on Dec. 30 to prepay the next three years worth of deposit insurance premiums.

WASHINGTON — The Federal Deposit Insurance Corp. is ready to clarify today how it will treat securitized assets at a failed bank — a move that would have significant implications for investors if the agency laid claim to such assets.

The seizure of its $13 billion-asset United Commercial Bank on Friday suggests that even institutions the Treasury Department had the most confidence in a year ago are not all going to be winners in this down cycle — or, for that matter, survivors.

Officials announced the elaborate closing of San Francisco-based United Commercial Bank Friday night in a deal involving both U.S. and Chinese regulators and a buyer poised to assume the bank's operations immediately.