John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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Chatbots have been percolating for a while as the next big channel for commerce and P-to-P payments, and the technology hit a fever pitch last week with a slew of high-profile merchant announcements that suggest the technology has reached a turning point.
By John AdamsApril 24 -
Loyalty programs are getting more sophisticated, but they still typically boil down to a game of collecting and redeeming points.
By John AdamsApril 24 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: China's e-commerce dominance; Plastc shuts down; Dueling views on Brexit; Sionic hires VC expert to help Chase collaboration.
By John AdamsApril 21 -
A new payment company is addressing what it sees as a gap in young people's knowledge about how their purchases can impact their future financial health.
By John AdamsApril 21 -
Shopify is approaching merchants on two different fronts, launching a new card reader and a "Shopify Pay" app that are both free to current clients.
By John AdamsApril 20 -
American Express responded to the stresses from the decline in cobrand business with record ad spending and a focus on digital delivery to lure new customers and expand relationships with existing accounts.
By John AdamsApril 20 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Mastercard intros card with fingerpint sensor; InterContinental breach larger than thought; Pay by Bank adds collaboration expert; Bank of England seeks distributed ledger developers.
By John AdamsApril 20 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Ant makes another deal; Sports ticketing consolidates; A new data breach at Shoney's; Simple's BBVA migration gets complicated.
By John AdamsApril 19 -
Large companies are starting to embrace bot technology, with Mastercard, MoneyGram and Western Union all announcing new services.
By John AdamsApril 18 -
Subway, Fresh Direct and The Cheesecake Factory are among the first to use Masterpass-enabled bots on Facebook Messenger to sell their wares over social media.
By John AdamsApril 18 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: New York forces tipping for Uber; Swift counters hack claims; Is Square planning a card?: Prisoners apply for credit; A new Phishing strain.
By John AdamsApril 18 -
Ripple's distributed ledger platform has fed an appetite for cheaper and more efficient cross-border payments, but it may not measure up to the needs of a larger market. Ripple wants to scale its payment system to something resembling a large card network.
By John AdamsApril 18 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: The NSA reportedly hacks Swift; Stripe's publishing venture; Asia Pacific banks cool to collaboration; Canada embeds an egg on new bill's website.
By John AdamsApril 17 -
Efforts to combine mobile wallets and loyalty programs have had mixed success over the years, but many companies are undeterred. Here are a few that are working to find the right mix of technologies.
By Daniel WolfeApril 13 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Android Pay embeds in bank apps; Transferwise moving some offices because of Brexit; ECB's not ready for blockchain; Ant enters Indonesia.
By John AdamsApril 13 -
The company is diversifying from its traditional payments processing business into a broad-based provider of payments technology and data services.
By John AdamsApril 12 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Walmart goes after Amazon; Hong Kong experiments with blockchain; U.K. calls for fintech standards; London holds position as tech hub.
By John AdamsApril 12 -
Harland Clarke's acquisition of RetailMeNot provides a broader range of marketing technology to serve merchants that are looking to improve mobile-driven sales against competitors such as Shopkick and Foursquare.
By John AdamsApril 11 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Amazon sellers hacked; Minecraft offers its own coins; Westpac supports Samsung Pay; U.K. reaches out to Middle Eastern financial tech.
By John AdamsApril 11 -
Payment and marketing company Harland Clarke Holdings has agreed to buy the popular online coupon site RetailMeNot for an equity value of $630 million, a deal that would add digital discount technology to Harland's existing merchant services.
By John AdamsApril 10


















