John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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Tablet-based point of sale terminals may look sleek and modern, but under the hood they must wrestle with many of the same challenges that older hardware faces.
By John AdamsOctober 16 -
The pressure to shave friction from cross-border payments will spur even the biggest merchants to seek help from third parties, if dLocal's market plan is correct.
By John AdamsOctober 14 -
When eBay and PayPal purchased Braintree for $800 million in 2013, it was seen as an immediate fix for PayPal's troubled relationship with the developer community. Today, that transaction is showing a long-term benefit as well.
By John AdamsOctober 9 -
Fill a room with 100 financial services CEOs. It's likely that only one of them is a woman, even in 2016.
By John AdamsOctober 6 -
Technology Crossover Ventures sees a mashup of several hot financial technology trends in international payments gateway Payoneer, sparking its participation in a new $180 million round of capital.
By John AdamsOctober 6 -
Cross-border payments are a complex and global system, so it's no surprise that modernizing this process would require a partnership that spans multiple continents and a relatively new and experimental technology.
By John AdamsOctober 5 - PH
Interest free installment payments are a staple in markets like Brazil, Turkey, Argentina, Mexico and Israel, but it hasn't been a big option in U.S. payments.
By John AdamsOctober 4 -
Every merchant knows the saying: "Half the money I spend on advertising is wasted; the trouble is I don't know which half." But perhaps Visa knows.
By John AdamsOctober 3 -
Restaurants are burdened by a basic payroll issue that might be easily solved by technology, and investors are taking notice.
By John AdamsOctober 2 -
Much like contactless mobile payments, 'faster payments' are making a methodical push throughout Canada, an advance that's moving quicker than many other countries, especially the U.S.
By John AdamsSeptember 29 -
USAA has expanded its voice-controlled digital assistant to PC users. The move is just another example of how banks are increasingly relying on bots to help serve their clients.
By John AdamsSeptember 28 -
Nodding to a future in which innovation can come from almost anywhere and personal relationships matter just as much if not more than invention, Mastercard is changing how developers access the payment network to bring new ideas to life.
By John AdamsSeptember 28 -
Amex has been given the court's blessing to deter merchants from steering consumers away from its pricier cards, raising questions for those pushing newer loyalty strategies.
By John AdamsSeptember 27 -
USAA is a famously fast adopter of new technology, but that also means it must constantly tune up past investments to meet customer demand.
By John AdamsSeptember 26 -
The prevailing accounts payable model simply can't handle the sharing economy (also called the "gig economy"), according to Dovi Frances, who's putting cash and influence behind that theory.
By John AdamsSeptember 25 -
Starting today, banks and credit unions will get two extra chances every 24 hours to handle Automated Clearing House (ACH) credit payments. But by itself, same-day speed may not be enough to meet the demands of an increasingly digital world.
By John AdamsSeptember 23 -
Starting Friday, all U.S. banks should be able to receive same-day payments. But by itself, same-day speed may not be enough to meet the demands of an increasingly digital world.
By John AdamsSeptember 23 -
Starting today, banks and credit unions will get two extra chances every 24 hours to handle Automated Clearing House (ACH) credit payments. But by itself, same-day speed may not be enough to meet the demands of an increasingly digital world.
By John AdamsSeptember 23 -
Investors no longer view carrier billing as a niche product, and are providing the means to push the concept into new geographic markets.
By John AdamsSeptember 21 -
PayPal will move its Canadian operations to the MaRS District, a technology development compound in Toronto that fits in with the California-based payment company's mission to quickly diversify following its split from eBay nearly two years ago.
By John AdamsSeptember 21




