John Adams

The Amsterdam bank offers to directly credit a small business's invoices early after a vetting process — but before the invoice is paid.

The purchase is one of several moves the payment company has made to improve its identity expertise.

Snippets API combines with other APIs to produce marketing and sales programs for merchants.

The Federal Reserve Bank of Atlanta is enlisting banks, payment companies, retailers and universities to address problems that digital commerce creates for cash-reliant consumers.

The Facebook-affiliated stablecoin's move from Switzerland brings it to a country where regulators are familiar with crypto and rival currencies have already debuted.

The company partners with merchants to use their fulfillment systems to allow consumers to send back unwanted merchandise.

Government digital currency projects have the potential to displace banks and fintechs from the payment process. But three major participants — Accenture, Ant Group and Swift — argue that incumbents have a role to play.

The Facebook-affiliated currency, formerly Libra, aims to benefit from the bank's blockchain expertise and regulatory status.

Legacy vendors are competing more aggressively to modernize payroll, insurance payouts and data sharing.

Both vendors use remote hosting and web delivery to support e-commerce, APIs and other technologies that go beyond their traditional focus on the ATM and point of sale.