John Adams

The digital revolution has not been kind to independent sales organizations and others in the merchant acquiring market, which has seen its long-standing business model upended by the mobile point of sale and other new technologies.

Who is Microsoft Wallet for? With just 1.6% of the U.S. smartphone market as of January, it's unlikely that even Microsoft believes Windows Phone users are a huge untapped audience for mobile payments.

As JPMorgan Chase gears up for the launch of the merchant-friendly Chase Pay wallet, it's taking the opportunity to freshen its approach to P-to-P mobile payments.

Apple Pay has underperformed most expectations, but there are signs the technology company's iconic brand can draw mobile payment users when the marketing is in the right place.

Check image specialist CheckAlt has acquired receivables transaction management provider Klik Technologies, a deal CheckAlt hopes will boost its profile as the financial services and corporate payments markets turn toward mobile-based technology to process checks.

Check image specialist CheckAlt has acquired receivables transaction management provider Klik Technologies, a deal CheckAlt hopes will boost its profile as the financial services and corporate payments markets turn toward mobile-based technology to process checks.

As JPMorgan Chase gears up for the launch of the merchant-friendly Chase Pay wallet, it's taking the opportunity to freshen its approach to P-to-P mobile payments.

Visa's Digital Commerce App is allowing financial institutions to develop their own mobile wallets. Many of its clients are credit unions and larger community banks which may not otherwise have the resources to develop such a product internally.

Caffe Ladro's had an online store for years, but it's never been as important as it is today, as the Seattle chain faces competitors — including the notoriously tech-savvy Starbucks — that have stretched the limits of how to sell coffee online and through mobile devices.

There's an obviously awkward moment, when Pitman asks for funds from his fundraising clients, that he's found can be made smoother by using emerging mobile technology.

Visa's Digital Commerce App is allowing banks to develop their own mobile wallets. Many of its clients are larger community banks that may not otherwise have the resources to develop such a product internally.

Subway is reimagining how ordering, payments and marketing tie together at its sandwich shops. It's in the process of launching a new division called Subway Digital, which will pool the expertise of specialists in technology, marketing and operations rather than give full rein to any one of those disciplines.

Seamless's U.K. expansion strategy has gotten a big boost through a collaboration with the U.K.-based GoCardless digital payment network, enabling a bank-agnostic link to the SEQR mobile payment system.

Lost in the wave of shopping and payment innovation is just how remarkable the change has been--as little as 10 years ago, transaction options were pretty static and wristwatches were time-telling relics rather than futuristic vessels for shopping.

'Split the bill' is a popular way to explain the utility of everything from account transfers to social network-enabled payments. For Rabobank subsidiary MyOrder and Wirecard, it's the impetus for a group mobile wallet.

HSBC and American Express Ventures are part of a $75 million investment in Tradeshift, a company that speeds payments between companies and suppliers.

The pressure to provide a secure digital commerce experience that's cross-border and cross-channel puts an onus on traditionally tech-averse merchant providers — and creates a market opportunity ACI has been preparing to crack for several years.

A query from one of Malauzai's bank software clients, Redding Bank of Commerce in California, helped spark an idea to create a wallet app that's geared toward small businesses that have also not yet made the leap to mobile commerce.

More banks are showing interest in developing their own branded mobile wallets, and Visa has launched a platform to make that possible.

The same multichannel shopping and payment experiences that are designed to reduce cart abandonment may also pose hard-to-spot vulnerabilities that can threaten information security.