John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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The card network embedding technology that enables mobile devices to accept payments without additional hardware.
July 8 -
As JPMorganChase, Wells Fargo and others chase a potential $15 billion deal to buy Fiserv's Star network, experts say the growth of AI-powered transactions and competition among bank technology firms will make debit routing a hot commodity, portending more M&A and placing pressure on traditional card networks.
July 7 -
As political pushback builds, Visa and Mastercard say they're folding the energy impacts of data centers into existing environmental policy.
July 1 -
X Money includes rudimentary functions like deposits and P2P transfers. But it's also laying groundwork for a potential move into agentic commerce and broader financial services — which analysts say is necessary for the app to thrive in a crowded market.
June 29 -
The bank is part of a trend of financial institutions trying to streamline a complicated industry that paper has dominated for years.
June 26 -
The card network's recent partnerships attempt to build demand for new forms of artificial intelligence while feeding "value added" revenue — a nonpayment fee metric that investors watch closely.
June 25 -
The shutdown came in the middle of a match, knocking out processing at small businesses, a segment expected to see transactions spike during such an event.
June 24 -
The payment company is expanding the Afterpay buy now/pay later network and offering a Cash App mobile plan as it tries to draw consumers from legacy financial institutions and rival payment firms.
June 23 -
The Bank of England's new guidance changes restrictions following criticisms and concerns about U.S. dominance.
June 22 -
Like the Olympics, the event is used to push and measure engagement and appetite for emerging checkout options.
June 18 -
The payment company is "exploring options" for PayPal Ventures as new CEO Enrique Lores tries to reverse an earnings slump.
June 17 -
As the Ohio-based bank absorbs a pair of banks in Texas, it's also enhancing its ability to quickly move larger sums for business clients.
June 17 -
As competition for diners' spending heats up, the card company agreed to pay $700 million for the European reservation and management platform.
June 15 -
Analysts say Payoneer is an attractive addition in a market where fast-moving developments in international payments, AI and digital assets are pressuring payment companies to scale quickly.
June 15 -
The Dutch payment processor has agreed to acquire artificial intelligence-powered fintech biller Orb, its second acquisition in three months in an effort to speed development.
June 12 -
With the big card networks and Coinbase pushing the new form of artificial intelligence, the blockchain company is offering a tool kit to enable AI agents to perform transactions.
June 11 -
Within hours of a judge's approval of an interchange settlement, merchant lobbyists were crying foul over the latest attempt to end a two decade legal fight, making references to "next steps," while analysts predicted an appeal.
June 10 -
The Dutch payment processor says that overall declines in payments crime obscure a broader danger as the threat migrates to hard-to-spot consumer uses and AI.
June 9 -
As more banks pursue tokenized deposits, TCH is enabling clearing and settlement for transactions between institutions.
June 5 -
The domestic focus of most instant settlement rails is evolving toward cross-border, creating an opportunity for the bank to approach corporate clients.
June 4
