Melinda Lucy (formerly Huspen) covers financial technology for American Banker and is based in New York, NY. Previously, she was a business reporting intern with Digital Insurance via the Dow Jones News Fund. She is a graduate of Fordham University with a major in communications/journalism and a minor in business.
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Nasdaq announced its partnership with the crypto exchange as part of an initiative for 24/7 trading that is pending regulatory approval from the SEC.
By Melinda LucyMarch 9 -
The digital asset company, currently partnered with firms like Morgan Stanley and One Pay, is seeking its own national trust bank charter from the OCC.
By Melinda LucyMarch 6 -
The credit union closed three of its overseas locations in response to the conflict. Military-focused financial institutions are instead offering digital banking to deployed service members.
By Melinda LucyMarch 6 -
With an application for a U.S. bank charter, the global super app provider aims to expand its offerings and compete with established domestic challengers.
By Carter Pape and Melinda LucyMarch 5 -
The fresh scrutiny comes as financial firms like Goldman Sachs and Robinhood dabble with various prediction market options.
By Melinda LucyMarch 4 -
Experts say regulators will be looking more closely at know-your-customer compliance in the wake of U.S. strikes on Iran.
By Melinda LucyMarch 2 -
Fintech lenders are positioned to help businesses navigate the latest round of global tariffs announced by President Trump, even as the volatility causes overall decreases in loans.
By Melinda LucyMarch 2 -
The Brazilian neobank attributed a Q4 boost in its credit portfolio to its AI-powered underwriting tool, but expenses caused it to miss Wall Street estimates.
By Melinda LucyFebruary 26 -
The investment broker announced a real-time trading and settlement option for its tokenized money market fund through USDC stablecoins and the ethereum ledger.
By Melinda LucyFebruary 25 -
If the company gets final approval, it will be the newest crypto firm to receive a charter in recent months.
By Melinda LucyFebruary 24 -
The platforms, where bets are placed on everything from U.K. soccer teams to the price of bitcoin, are getting traction from investors and attention from regulators.
By Melinda LucyFebruary 23 -
The stablecoin arm of Stripe recently announced its conditional trust charter approval from the OCC and a partnership with business payments fintech Payoneer.
By Melinda LucyFebruary 19 -
The fintech deal market has started to return to pre-pandemic levels, according to recent Pitchbook data, with boosts from big deals like Revolut's fundraises.
By Melinda LucyFebruary 17 -
PayPay is the latest international fintech to signal entry into the U.S. fintech investor market with an IPO that has been planned by SoftBank for years.
By Melinda LucyFebruary 13 -
The Southeast Asian financial services company acquired micro-investing fintech Stash and earned a yearly profit for the first time in its 2025 earnings report.
By Melinda LucyFebruary 12 -
The digital bank slashed its share volume and pricing the day before its public debut and following a mixed U.S. public debut for fellow Brazil fintech PicPay.
By Melinda LucyFebruary 10 -
Beast Industries, owned by the YouTube star known as MrBeast, has acquired the Gen Z-oriented financial wellness app Step.
By Melinda LucyFebruary 10 -
Kohler Credit Union, Think Bank and Communication Federal Credit Union gave their onboarding and direct deposit tech an upgrade through fintech partnerships.
By Melinda LucyFebruary 9 -
The crypto and payment fintechs both debuted on the stock market in late January with strong openings, then traded down ahead of a four-day partial government shutdown.
By Melinda LucyFebruary 3 -
Fidelity Digital Assets, the national crypto trust bank subsidiary of Fidelity Investments, is set to launch a dollar-backed stablecoin on ethereum.
By Melinda LucyJanuary 30




















