Melinda Lucy (formerly Huspen) covers financial technology for American Banker and is based in New York, NY. Previously, she was a business reporting intern with Digital Insurance via the Dow Jones News Fund. She is a graduate of Fordham University with a major in communications/journalism and a minor in business.
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The U.K. payments processor announced its acquisition of an alternative merchant acquirer license from the state of Georgia as part of its U.S. expansion.
By Melinda LucyJanuary 12 -
Jelena McWilliams, former chair of the FDIC, is joining data sharing fintech Plaid as its new president of corporate and external affairs.
By Melinda LucyJanuary 9 -
The Netherlands-based digital bank Bunq filed its second U.S. charter application this week after successfully receiving a broker-deal license late last year.
By Melinda LucyJanuary 8 -
PicPay is making a second attempt at entering the U.S. market as a profitable digital bank and a competitor to fellow Brazilian fintech Nubank.
By Melinda LucyJanuary 6 -
Mike Dargan, former chief operations and technology officer for UBS, stepped down at the end of 2025 and will become the CEO of neobank N26 this spring.
By Melinda LucyJanuary 2 -
Fintechs sought to acquire the rights and privileges of bank charters in various ways this year, from de novo applications to buying up banks.
By Melinda LucyDecember 31 -
The fintech IPO drought ended this year with several large public exits by firms such as Chime, Klarna and Circle.
By Melinda LucyDecember 30 -
Michigan State University Federal Credit Union avoided $2.57 million in fraud exposure through blocking AI deepfake fraud calls with Pindrop products.
By Melinda LucyDecember 23 -
The bank technology company is adding offices in the U.S. and India as part of its quest to reach clients outside of its U.K. home base.
By Melinda LucyDecember 19 -
The Nashville community bank is focusing on growing its "digital branches" through fintech partnerships and embedded banking with its latest funding round.
By Melinda LucyDecember 16 -
The small Missouri community bank partnered with embedded banking provider Treasury Prime to connect with fintechs and signed on its first sponsoree earlier this year.
By Melinda LucyDecember 15 -
The payments fintech reported an $8 billion valuation as it aims to establish a second global headquarters in Silicon Valley and expand into Europe and the U.K.
By Melinda LucyDecember 11 -
PNC is one of the first major banks to offer bitcoin trading services directly to eligible private client accounts in a limited launch with Coinbase.
By Melinda LucyDecember 10 -
The Texas-based community bank is turning itself into a "digital asset financial institution" as the Trump administration pushes crypto-friendly policy and other banks make their bids.
By Melinda LucyDecember 9 -
After two successful international expansions, Junqueira aims to bring Nubank's products to U.S. consumers even as the neobank faces strong competition from U.S.-based banks and fintechs.
By Melinda LucyDecember 3 -
The Toronto-based loan fintech received an IFE license from Puerto Rico to launch Propel Bank.
By Melinda LucyDecember 2 -
The global bank created an educational campaign designed to alert customers to the risk of AI-generated scam advertisements on social media.
By Melinda LucyDecember 1 -
The New York Stock Exchange disclosed the news on Monday of the sudden passing of its head of International Capital Markets.
By Melinda LucyNovember 25 -
The U.K. neobank received an investment from the AI giant as the fintech aims to globally expand and acquire a U.S. banking license.
By Melinda LucyNovember 24 -
The Montreal-based bank brought its earned media value up to $1 million by building an internal system for employees to share social posts about BMO.
By Melinda LucyNovember 21




















