Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine.
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Coastal Community in Washington is an investor in and the first client of Synctera, a software company that aims to help community banks manage their fintech relationships, including regulatory obligations.
By Miriam CrossDecember 28 -
The Conference of State Bank Supervisors filed a complaint arguing that the unique bid by the San Francisco fintech is "merely a thinly veiled effort" to evade legal challenges to the federal regulator's chartering of nonbanks.
By Miriam CrossDecember 23 -
The pandemic has forced Bank of America, Chase, PCSB and other banks to find new ways to maintain connections with their customers and communities.
By Miriam CrossDecember 21 -
Fifth Third is partnering with Provide and Panacea Financial works with Sonabank in Virginia to meet the specialized needs of medical professionals who own their own practices.
By Miriam CrossDecember 15 -
The Boston community bank and a fintech called Monit have developed an app that helps small-business owners forecast their cash flow and how certain events could affect them.
By Miriam CrossDecember 11 -
To get the word out to the Indian and Asian immigrants it's targeting, OnJuno is using social media influencers that include a well-known Japanese-American chess player and running ads during streamed cricket matches.
By Miriam CrossDecember 10 -
Montecito Bank in California began streamlining originations after a natural disaster decimated its community in 2018. The move paid off when the COVID-19 crisis hit and the bank had to quickly step up efforts to help clients.
By Miriam CrossDecember 8 -
Webster Bank and Customers Bank are among the lenders that have turned to alternative data sources and automated loan reviews to assess business customers' ability to weather the coronavirus pandemic.
By Miriam CrossDecember 3 -
The challenger bank aimed at Gen Z and counts singers, sports professionals, a social media personality and fintech executives among its investors.
By Miriam CrossDecember 2 -
Like LendUp, a small-dollar lender, Ahead Financials is targeting consumers who are gainfully employed but have blemished credit histories.
By Miriam CrossDecember 1 -
Daylight's initial product lineup includes a prepaid debit card with the customer’s chosen name and educational content around issues unique to LGBT households.
By Miriam CrossNovember 20 -
The company's new relationship with Billshark highlights its quest for partners that can deliver financial management products to complement its banking services.
By Miriam CrossNovember 19 -
The startup, created in partnership with conversational AI platform LivePerson, will encourage users to send sums of money to strangers.
By Miriam CrossNovember 18 -
A recent survey by the American Bankers Association found that mobile apps surpassed online banking as the go-to platform for consumers earlier this year, and its popularity has continued to rise since the onset of the pandemic.
By Miriam CrossNovember 18 -
The challenger bank will start by recommending how much users should allocate toward savings and spending, and will later transfer those amounts automatically.
By Miriam CrossNovember 17 -
Financial institutions like Ally Financial, Clinton Savings Bank and First National Bank of Omaha are recruiting personal finance experts, college students and local personalities to promote their products and services.
By Miriam CrossNovember 15 -
The two companies first started collaborating last year, but now BBVA has white-labeled Prosper’s technology on its own website.
By Miriam CrossNovember 10 -
Though most bank customers expect to return to calling or meeting in person with their bankers when the pandemic is over, Citigroup is gauging how much business it can keep in the videoconferencing channel.
By Miriam CrossNovember 10 -
Vendors such as eFinancialCareers, Paradox and pymetrics work with banks to assess job applicants based on their skills and not other factors. But the technology has its limits.
By Miriam CrossNovember 6 -
The two banks are among those deploying advanced analytics to give customers advice before they may even know they need it.
By Miriam CrossNovember 3



















