New York banks have been worried that Mayor Bill de Blasio's plans for affordable housing would hurt multifamily lending. But two recent city political decisions have been favorable for banks, and some CEOs say they're hopeful now.

OptimumBank Holdings (OPHC) in Fort Lauderdale, Fla., is optimistic that raising roughly $850,000 will help it remain on the Nasdaq.

Berkshire Hills Bancorp recently recruited William Ryan, retired TD Banknorth CEO, leading some observers to discuss what role he might play in the Massachusetts company's growth plans.

The Maryland banker and former ICBA chair was a champion for changing how the FDIC assessed fees years before the Dodd-Frank Act altered the calculation. Other bankers recall Menzies' enthusiasm and zeal.

Banks can increase the efficiency of their mortgage businesses by requiring loan officers to generate leads from outside referral sources and assigning officers only to branches in markets with high origination potential.

Jim Harper, global policy counsel at the Bitcoin Foundation, wants the trade group's new lobbying firm, Thorsen French Advocacy to model their government relations work to his efforts in introducing Capitol Hill to PayPal in the early 2000s.

Australian financial authorities have updated a publication that is partly geared to ensuring collection activity is handled in keeping with the country's consumer protection laws.

F.N.B. Corp. (FNB) has moved its corporate headquarters to Pittsburgh.

A debt collection telephone scam in West Virginia is targeting consumers by summoning them to court over unpaid credit card accounts - debt that in most cases apparently does not exist.

A breakdown of M&A announcements in the financial services industry for the week ended July 5.

Mortgage applications rose last week led by an uptick in purchases even as 30-year interest rates climbed.

Overall U.S. consumer borrowing, including credit card borrowing, increased in May - primarily the result of Americans taking out more loans to buy cars.

Citigroup may reach an agreement with federal prosecutors as early as next week to resolve a probe into sales of mortgage-backed bonds before the 2008 financial crisis, a person familiar with the negotiations said.

Ginnie Mae executives are anxiously watching the congressional appropriations process to see if they can hire more personnel to beef up the agency's monitoring and risk management units.

Alternative payments provider ZipZap has added new Central and South America nations to its cash-to-Bitcoin network.

Consumer borrowing in the U.S. surged again in May as Americans took out more loans to purchase cars, Federal Reserve figures showed. Non-revolving lending, which includes auto and school loans, advanced by the most in a year.

Rep. Darrell Issa on Tuesday accused the Justice Department and FDIC of letting the anti-fraud crackdown called Operation Choke Point interfere with legitimate banking business. He also said that legal pot businesses should have access to the banking system.

With millions of malware strains targeting mobile devices today, bank CEOs and their security chiefs are understandably anxious. Here's a look at several defensive moves banks can make.

The Consumer Financial Protection Bureau is allowing lenders to skip "ability-to-repay" rule when transferring a loan to the kin of a deceased borrower or for other life events.

Peer-to-peer lender Upstart is aiming to identify young but high-quality borrowers by integrating applicants' grades, alma mater and even their SAT scores into its underwriting decisions. Banks could learn from this model, even though it may have shortcomings.