American Banker held its Retail Banking 2014 conference in Orlando, FL this week. Here, in tweets, are a few of its takeaways.

Bankers are increasingly spending time and money upgrading technology to cut other costs and meet demand for mobile and online banking. But even as they buy online startups like Simple, or build their own systems, bankers at American Banker's Retail Banking 2014 conference said the feel they cannot stop investing in traditional branches.

You might expect Manolo Sanchez, the CEO of BBVA Compass, to renounce traditional branches since his bank is spending $117 million on the online-only startup Simple. But he joined other senior bank executives in defending the branch as "still relevant."

ACA International has filed comments with the Federal Communications Commission in support of United Healthcare Services Inc.'s petition seeking to address mobile phone number reassignment issues under the Telephone Consumer Protection Act.

The DBA International Board of Directors and Certification Council have adopted version 2.0 of its Debt Buyer Certification Program.

The Senate passed revised legislation Thursday that would delay increases in flood insurance premiums, following the House's vote advancing the bill last week.

East River Bank has started using hipper images in its advertising to reflect — and connect with — its young, urban customer base.

There's a new Bitcoin wallet and vault provider in town, Xapo, launched by payments veteran Wences Casares with $20 million in funding from investors.

The New York State Department of Financial Services has launched a website that offers advice and fraud-prevention services to college students.

Community West Bancshares (CWBC) in Goleta, Calif., has been freed from a written agreement with the Federal Reserve Bank of San Francisco.

Three companies control banking in Hawaii, but they acknowledge that their dominant position could be coming to an end as the local economy changes and mainland banks can use online services to more easily compete from a distance.

The Treasury Department has directed mortgage servicers to notify borrowers 120 days in advance of upcoming increases in monthly payments on loans previously reworked through the Home Affordable Modification Program.

Ally Financial announced a shuffling Wednesday at the top of its dealer financial services business.

Those who wanted to greatly expand the power of government over the financial sector, especially to expand the discretionary power of unelected agencies, took full advantage of the opportunity.

General Electric Co. plans to seek as much as $3.5 billion in the initial public offering of its North American consumer-lending business, now called Synchrony Financial.

A trio of mutual thrifts have filed paperwork to sell a total of $350 million in stock as part of planned conversions to stock companies.

The $3.7 billion-asset company filed a registration form with the Federal Deposit Insurance Corp. on March 10 for an initial public offering.

The defendants behind the operation allegedly misrepresented their background and authority, disclosed debts to third parties and threatened consumers with arrest and other legal consequences.

Hundreds of community bankers gathered in Honolulu last week, trying to reconcile their sense that the economy is back on track with their concerns about costly regulations and unfair competition. The following is an overview of the conflicting messages they shared and heard.

OneUnited Bank in Boston is trying to help people get back on track economically with two new programs.