"I would use this," Mom said, "if there was a place nearby that accepted it." Mobile adoption confronts the classic chicken-or-egg conundrum.

The operators of an Atlanta-based company have agreed to settle Federal Trade Commission allegations that they crammed charges on consumers’ cell phone bills without their consent, causing more than $10 million in consumer injury.

M&T Bank (MTB) in Buffalo, N.Y., is launching a pilot program that aims to curb mortgage defaults by helping struggling homeowners find jobs.

Clifton Savings Bancorp (CSBK) in Clifton, N.J., is moving forward with a long-planned second-step conversion.

First Bank in Hamilton, N.J., raised approximately $23 million in its initial public offering, according to a Wednesday press release.

The SBA suspends fees to promote more lending below the $150,000 level.

What did one astronaut say to the other in FirstBank's new ad campaign targeting business customers?

The California-based Pan American Bank takes big pride in its microlending product for immigrants.

Christopher Whalen of Carrington Holdings on the coming evolition of the mortgage market.

Millennials are not only taking on much more debt than previous generations, but they may not ever be able to pay it off in their lifetimes, according to a first-of-its-kind study. The same study also shows that banks can do something to help, though.

One-fourth of bankers surveyed by KPMG expect to become sellers in 2014 as challenges and regulatory scrutiny rise.

When ex-Republic Bank of New York executives Joseph DePaolo and John Tamberlane were sketching out their business plan for what would become Signature Bank, they really had no intention of starting a bank at all.

Simone Lagomarsino has helped turn around a lot of banks, but she'd never seen one in such bad shape. Yet in a phenomenally short amount of time, Lagomarsino has righted the ship at Heritage Oaks Bancorp.

Though many banks have capitalized on the financial crisis, Home BancShares is a leader among that group. It scooped up seven failed banks in Florida and bought two more open, but deeply distressed, ones, a tally few can top.

He has blanketed the eastern half of the country with Wells Fargo branches, kept earnings on an upward streak for 15 straight quarters and avoided many of the pitfalls of his big bank brethren. He may never be as outspoken as his predecessor (or even counterparts like JPMorgan Chase's Jamie Dimon), and his company may never be a perfect symbol of the small-town values he champions. But five years after the acquisition of Wachovia, Wells Fargo's chairman and CEO has fully come into his own.

How nice it is when our capacity for being judgmental starts to be replaced with a capacity for making sound judgments.

In late 2010, a small team of strategists was assembled at Citigroup and told to be visionary. The result? Money² for Health, a payments dive into the U.S. health care sector.

• Paypal President David Marcus
• State Street Chief Scientist David Saul
• Bitcoin
• Photo Capture Bill Pay

From his participation in economic development plans to personally recruiting construction funds and sponsorships for the BOK Center, BOK Financial's retiring CEO, Stanley Lybarger, has been a central figure in the rebirth of downtown Tulsa.

By the time David Marcus became its president last year, PayPal—one of the most successful technology startups of the late 1990s—had taken on the culture of an entrenched player in payments.

He is perhaps banking's leading expert on the subject, but David Saul doesn't much care for the phrase "big data."