Banks put the brakes on small-business lending in October as the government shutdown shuttered the Small Business Administration and the Internal Revenue Service.

At some point, the CFPB may start asking if issuers' credit scoring models negatively affect minority credit card applicants more than white applicants.

Bank of America Corp. Chief Executive Officer Brian T. Moynihan said U.S. consumers are in "pretty good shape" and spending more with credit cards.

Great Southern Bancorp (GSBC) in Springfield, Mo., bought a loan portfolio from an unnamed seller.

Choice Financial Holdings in Grafton, N.D., has agreed to buy Great Plains National Bank in Belfield, N.D.

The company lost money in the third quarter as it aggressively looked to build assets. At least one investor urged management to take a break from acquisitions during a quarterly call to discuss results.

Pulaski Financial (PULB) in St. Louis said Monday that it had discovered a fraud scheme by a commercial borrower that wiped out the profit for its latest quarter and nearly a third of its annual profit.

Baylake Corp. (BYLK) in Sturgeon Bay, Wis., has agreed to buy a branch from Community Bank & Trust in Sheboygan, Wis.

Saehan Bancorp (SAEB) shareholders have more time to decide on how they get paid in the buyout by Los Angeles rival Wilshire Bancorp (WIBC).

Banks, whose reputations took tremendous hits in recent years over the treatment of military customers, have unveiled another round of programs to help service members and veterans as the nation celebrates Veterans Day.

MADISON, Wis. — Once again, rumors of the death of branches have been greatly exaggerated, according to a new study.

Capital Bank Financial (CBF) in Coral Gables, Fla., has hired a former Huntington (HBAN) executive for its top technology job.

Jacksonville Bancorp (JAXB) in Florida reported its third consecutive quarterly profit as lowered its expenses and its loan-loss provision.

Berkshire Bancorp (BERK) in New York plans to delist from the Nasdaq and deregister its common stock.

Concern is mounting that Nationstar, Ocwen Financial and Walter Investment are getting so big so quickly that they are becoming too difficult to manage and should consider tapping the brakes on acquisitions.

Consumer credit in the U.S. rose more than projected in September as borrowing for car purchases and education climbed.

Debt buyer Encore Capital Group Inc. on Thursday reported financial results for the third quarter ended September 30, including gross collections from the portfolio purchasing and recovery business of $379.7 million, a 54% jump over the $246 million in the year-ago period.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

New technologies, strict employee training, cost control and a little psychology are some of the things small-business lenders have tried to counter falling demand and bargain shopping.

The smallest community banks are largely exempt from many new regulations, but their CEOs are still facing mounting compliance burdens and heightened concerns over competition with credit unions. American Banker Community Editor Paul Davis reports from his recent meeting with leaders of small banks.