Securitization is essentially a financial production factory. Consistency in the manufacturing process, which minimizes defects and hence promotes investor interest in the product, would allow the business to prosper again.

Exorbitant costs, excessive complexity torpedo review program. But a proposed $10 billion settlement faces problems of its own.

Fulton Financial in Lancaster, Pa., has approved a new share repurchase program.

Peoples Bancorp in Marietta, Ohio, has acquired an insurance agency office in Pikeville, Ky.

Home mortgage applications slumped at year-end, as new applications fell for a third straight week and refinancing declined to its lowest level since April.

Flagstar Bancorp in Troy, Mich., is continuing to take steps to reduce risk.

Have you ever caught yourself paying a $3 ATM fee to avoid driving across town? Add up the value of your time, gasoline costs, the need to complete a necessary task and it's easy to justify that $3.

BankThink editors Marc Hochstein and Jeanine Skowronski recap 10 of the blog's posts they found most memorable in 2012.

A broader index of consumer delinquencies also fell during the third quarter, but past-due payments on home equity loans rose.

Carlile Bancshares in Fort Worth, Texas, has completed its second acquisition in as many weeks.

Envisioned as a way for card issuers to limit the impact of debit card fee caps, the devices have become victims of more alluring alternatives.

Loan volume built on the turnaround that began in 2011. Business borrowing continued to lead the way, though momentum appeared to weaken as the year wore on. Meanwhile, other major loan categories notched gains for the first time in years, and mortgage production delivered large profits.

Chinatrust Bank has tapped a veteran banker to become its president and chief executive.

BB&T in Winston-Salem, N.C., could be looking to add to its holdings in the Sunshine State.

After a deadline-inspired surge, nearly 500,000 borrowers are seeking formal reviews of their 2009 and 2010 foreclosures for mistakes by lenders, the Office of the Comptroller of the Currency reported.

Prosperity Bancshares (PB), Kentucky First Federal (KFFB), Bank of the Ozarks (OZRK) and Talmer Bancorp all entered 2013 with added heft.

Executives from four community banks established during the last wave of de novo bank creation talk about their experiences in surviving the economic crisis and their plans for when the economy rebounds.

If customers are more likely to find you through an Internet search than by noting your actual existence along their commutes, well, good luck with that.

Bank of American CEO Brian Moynihan has done much to steady the giant bank, but his long-term survival may require a new trick — kick-starting growth.

Bank mergers and acquisitions will increase only slightly as capital levels and regulatory limits prompt buyers to choose targets carefully, says Nadine Mirchandani of Ernst & Young.