American Banker readers share their views on the most pressing banking topics of the week. As excerpted from the Comments sections of AmericanBanker.com articles.

High fees and bad marketing of prepaid cards have made them unattractive to many potential customers, according to Stewart Stockdale, Western Union's head of global consumer services.

Residential Capital LLC rejected an offer from Berkshire Hathaway Inc. (BRK/A), the holding company run by billionaire Warren Buffett, to be the initial bidder in proposed auctions of ResCap’s most valuable assets.

West Virginia Attorney General Darrell McGraw's office is suing a Virginia title lender over its debt collection practices.

After seeing record growth in remittances last year, Wells Fargo (WFC) has doubled its remittance network payout locations in India through an agreement with HDFC Bank.

A Dallas-area investment group has applied to become a bank holding company so it could acquire a small bank outside of Austin.

If a bank doesn't disclose what it's not charging, someone might assume it is charging that fee without disclosing. Pew Charitable Trusts made that assumption, and says consumers could too.

We need a system in which credit bureaus are required to sell consumer data at a uniform price to any company with permission to access it, instead of pricing out perceived competitive threats or withholding the information.

Community bank Investors Bancorp Inc. agreed to acquire Piraeus Bank S.A.'s Marathon Banking Corp. unit for $135 million in cash, a move that doubles its presence in New York.

A senior Consumer Financial Protection Bureau official brought the agency's charm offensive to the West Coast, praising bankers and non-bank executives for providing financial services to poor consumers.

More than a year following its chief executive's departure, Pacific Commerce Bank in Los Angeles has found someone to take the helm.

HomeStreet (HMST) of Seattle has extended a housing assistance program to the Spokane, Wash., area.

More banks may decide to sell if they conclude Congress will not renew the capital gains tax cut, Deloitte's Sharon Weinstein says.

Student borrowers said private student loan debt is hampering their ability to get married, start a family, buy a house or even work in their field of choice.

A planned merger between two southern California banks has yet to close a year after the deal was announced because regulators have yet to approve it.

The Birmingham bank is adding to its new line of financial services for low-income and other underbanked customers.

The more than $500 million that investors pumped into banks in the Tar Heel State has turned marginal players into consolidators, provided a way to absorb failures and instilled new discipline.

The 2008 bailout program may have worked as intended, but Wells Fargo's Former CEO still insists it did more harm than good.

Foreclosure filings in May exceeded the 200,000 mark for the first time in three months as more servicers moved to take possession of real estate collateralized by delinquent home mortgages.

U.S. consumers owed $8.995 trillion on their residential loans at the end of March-the lowest debt figure recorded in almost five years, according to new figures compiled by National Mortgage News and the Quarterly Data Report.