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Adam Coyle is is the chief strategy officer of Worldpay.

The government-backed instant processing network has been live only since the summer of 2023, but it's already indirectly boosting usage at an unrelated bank-led rail from The Clearing House.

The basics of good banking — a strong balance sheet, customer service and solid risk analysis — will always be important. But in the future, technological competence will be the difference between the sector's winners and losers.

The investment banking giant said that it will "moderate" its pace of share repurchases as it continues to talk to the Federal Reserve, which recently increased its stress capital buffer from 5.5% to 6.4%.

In this edition of American Banker's news quiz, catch yourself up on the latest news surrounding Project 2025, Patelco Credit Union's cybersecurity breach, fines against Citigroup and Fifth Third and more.

Joanna Strober is founder and CEO of Midi Health.

Olga Collins was appointed CEO of Worldwide Broker Network (WBN) in April 2021 after becoming their youngest ever board member when she joined in 2019. Under her leadership, WBN has grown to become the largest independent broker network in the world, with 150 members across 100 countries and a combined revenue of $14 billion. Olga has worked in global business for 25 years, is a member of the prestigious invitation-only C-Suite female network 'Chief' and recipient of multiple industry awards.

The megabank is working with the digital lending fintech Numerated to automate transferring and analyzing important financial data from borrowers.

First Internet Bank and Nbkc bank are among those exploring ways to automate the traditionally manual task of verifying business customers.