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During her seven years at U.S. Bank, Kristy Carstensen has always been a creator. After all, she had to define what her job would be when she accepted what was an entirely new role at U.S. Bank five years ago, that of senior vice president and chief financial officer of the Payments Group.

Driving rapid consumer adoption of faster payments and the bank-run person-to-person payment network, Zelle, has been a core role for Early Warning’s Lou Anne Alexander over the past decade.

To successfully create new payment forms and uses, it’s critical to have a highly functioning team developing and promoting their ideas — something Colleen Taylor has fully embraced at Mastercard.

While a career in payments can allow a person to touch on many different aspects of payments services, PayPal's Prashanthi Ravanavarapu can say her focus has remained quite clear.

Over five years as CEO of WEX, Melissa Smith has led the international corporate payments company through several quarters of growth through organic expansion and acquisitions. One of her signature moves is the artful use of partnerships to extend WEX’s payments technology in the fuel card, health care and travel sectors.

Jenifer Swallow has been here before, feeling the excitement of being in in an industry that was about to change commerce forever.

Merchant terminals—the longtime bedrock technology of the payments industry—are rapidly evolving, and few people have a better view than Jennifer Miles, executive vice president of North America for France-based payment terminal maker Ingenico.

Whenever Facebook adds something that more closely ties its network to shopping, service or payments, it has an immediate ripple effect. And Marketplace is becoming a major part of Facebook’s influence.

The payments industry is a complex ecosystem, one that Carolyn Homberger is happy to navigate. As president of global sales for ACI the past seven years, Homberger views the payments industry as akin to "a supersonic airline driven by some of the most skilled pilots in the business."

Cybersecurity is about protecting the house, the corporation, the people, process, technology and the data, writes Harley Lippman, founder and CEO of Genesis10.