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Finance organizations serious about protecting their customers need two-factor authentication, which involves the mobile phone when logging in to transfer money, writes Michael Patterson, CEO of Plixer.

The merger was finalized on Oct. 1, however the final consolidation of accounts and systems was not completed until Nov. 1.

Goshen, Ind.-based CU reports both membership, asset milestones.

Readers weigh in on a blockchain-based credit bureau, react to the CFPB’s arbitration rule and chime in on calls to invest more in women.

In the U.S., Visa Direct has emerged as one of the few go-to tools for fast payments in a market that is overdue for such options. The product's true test begins now, as Visa launches it in Europe, where faster payments options are far more plentiful.

TDECU employee up for Citizen of the Year and more honors, awards, promotions and new hires.

The Federal Housing Finance Agency must set fees equal to the cost of capital that private banks hold against similar risk, not just the amount of capital that Fannie and Freddie think are right for themselves.

The proposed 20% corporate tax rate would benefit banks more than other industries; online lenders made nearly a third of new personal loans in the first half.

The information you need to start your day, from PaymentsSource and around the Web. Today: PayPal plans domestic payment service in India; Mobile shopping on pace for more records; U.K. banks take different paths to battle payments fraud.

Employees of a small or midsize business can learn customers’ needs and deftly toggle between soft and hard cross-sells at the perfect time, writes Michael Hiskey, chief marketing officer of Semarchy.