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The incoming administration's proposals would be a mixed bag for financial technology innovation.

President-elect Donald Trump's victory poses a unique quandary for the Federal Reserve both before and after he is sworn in — whether the central bank should attempt to finish the many rules still in process or keep its head down to avoid provoking a hostile Congress.

Policies to encourage financial technology have had bipartisan support thus far.

Mobile phones are only going to become a bigger part of how banks interact with their customers, so several institutions are looking to enhance that experience. They are focusing on better ways of opening accounts, verifying identities, interacting with customers and offering new services and features. Here are some of the improvements announced this year.

Dover Federal Credit Union, Dover, Del., is joining a growing number of companies across the Blue Hen State to designate special parking spots for veterans of the U.S. military.

The fourth quarter is generally a slow time of year for lending, but experts say there are plenty of strategies credit unions can use to boost loan volumes at year-end and into the new year.

Regulatory costs may be warranted, but neither Congress nor the executive branch assessed the cost of the Dodd-Frank Act before its enactment.

The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: A record Single's Day; Pinterest adds reviews to boost payments; India's ATM crisis; banks build an AML blockchain.

While remittances may pose higher risks than services like bill pay, they are absolutely necessary in an age of unprecedented migration. It's high time state and federal regulators update the rules to help inspire banks to re-risk.

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.