Law and regulation

In a recent video interview, former FDIC Chairman Sheila Bair discusses the problems the company still faces and whether she regrets not downgrading Citigroup during the financial crisis.

Many community banks could find themselves in the same dilemma as LNB in Ohio, which is weighing the pleas of activist shareholder Umberto Fedeli to repurchase its Tarp shares from private investors. It has to choose between paying higher dividends or a costly capital raise.

Federal Reserve Board Gov. Daniel Tarullo advocated size caps on banks and raised concerns about the lack of a definition of "financial stability" in the Dodd-Frank Act, during a speech.

The Consumer Bankers Association has elected Iberiabank executive Bob Kottler as its new chairman for 2013, the group said in a press release Thursday.

The Sunshine State is on its third banking commissioner — Drew Breakspear — in slightly more than a year.

Despite assurances from the Consumer Financial Protection Bureau that confidential information is protected, any discussions with lawyers about lending policies and procedures could wind up haunting lenders at exam time.

In the second part of our video interview with Sheila Bair, the former FDIC chairman said Gov. Mitt Romney was wrong when he said a Dodd-Frank provision is a giant "kiss" to New York banks. "It was more like a poke in the eye with a sharp stick."

Former FDIC Chairman Sheila Bair talks systemic designations and why she is frustrated by Republicans who claim Dodd-Frank enshrined bailouts.

Flushing Savings Bank has filed an application with regulators to combine with its subsidiary, Flushing Commercial Bank, under a New York commercial bank charter.

Equifax Inc. will pay $393,000 to resolve allegations it broke the law by selling lists of consumers who were late on their mortgage payments, the Federal Trade Commission said Wednesday.

A report that Square is near a deal to put its credit-card reader in more New York City taxis isn’t true, according to a statement from New York City’s Taxi and Limousine Commission.

Bankers at institutions with between $10 and 50 billion can breathe a sign of relief. They've been anticipating an extension on the stress tests mandated by Dodd-Frank, and the regulatory agencies gave it to them in the final rulings.

Capital One knows how to integrate big bank purchases. But in the era of the Consumer Financial Protection Bureau, it’s facing new challenges as it swallows ING Direct and HSBC’s credit cards.

Banks aren't doing enough to make the changes they must in order to secure a profitable future. Here's what they can do to change that.

Four senior Republicans are criticizing the Commodity Futures Trading Commission's judgment and use of resources after a federal court struck down its controversial "position limits" rule.

Congress should consider placing a limit on the size of the largest banks to put an end to "too big to fail," Fed Gov. Dan Tarullo said Wednesday. He suggested limiting the non-deposit liabilities of a firm to a specific percentage of GDP.

Jamie Dimon sounded off Wednesday on two big scandals dogging his bank this year, expressing regret and frustration over the "London Whale" trading losses and a new government lawsuit against JPMorgan Chase.

Big banks' interchange revenue appears to be climbing out of the Durbin crater. At banks exempt from the Dodd-Frank price controls, meanwhile, such revenue is speeding along unscathed. Check out our interactive graphic that breaks out revenue for each institution.

Capital One knows how to integrate big bank purchases. But in the era of the Consumer Financial Protection Bureau, it's facing new challenges as it swallows ING Direct and HSBC's credit cards.

More than half of the Federal Reserve's 12 regional banks said Wednesday that overall loan demand increased "slightly" since the central bank's last economic survey taken in August.