Law and regulation

RuPay debit cardholders in India can now use their cards to make online purchases, using Acculynk's PaySecure online PIN pad authentication.

Sen. Elizabeth Warren is turning up the heat on the Federal Home Loan Banks for offering cheap financing to private student loan provider Sallie Mae.

The Department of Justice faces a serious challenge to its aggressive pursuit of fair lending cases following a Supreme Court decision to hear a case involving the controversial theory of "disparate impact." American Banker editors discuss the implications of the high-profile case for banks and the rest of the mortgage industry.

A Nebraska woman filed a lawsuit seeking class-action status against collection agency General Collection and law firm Truell Murray & Associates, both based in Grand Island, Neb.

Total System Services expects to complete its $1.4 billion acquisition of NetSpend on July 1, according to a regulatory filing with the Securities and Exchange Commission.

The Supreme Court said Monday it would hear the case that calls into question several recess appointments President Obama made last year, including one that made Richard Cordray the director of the Consumer Financial Protection Bureau.

The Office of the Comptroller of the Currency has taken action against a Missouri bank and freed four others from regulatory actions.

More equity would enable banks to absorb more losses without becoming distressed or needing taxpayer support. Long-term debt is a poor substitute, particularly for the largest banks.

Regulators have been intensely negotiating revising a leverage ratio under the Basel III capital rules, prompting speculation about what approach policymakers will take — and just how high they may go.

A former bank executive in Georgia has pleaded guilty to charges of defrauding a bank that had received funds from the Troubled Asset Relief Program.

A new Texas law addresses concerns that community banks will suffer if big-box retailers and large banks begin to team up on pricing.

WASHINGTON — Republican lawmakers are calling on the Consumer Financial Protection Bureau to explain its rationale behind new fair lending guidelines for auto lenders.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

The predictions have begun about when Federal Reserve Board Chairman Ben Bernanke will step down and what he will do afterward. Here's one humorous theory.

WASHINGTON — Sen. Sherrod Brown, D-Ohio, is asking regulators to provide better oversight of independent consultants hired by financial institutions after the state of New York cracked down on Deloitte Financial Advisory Services earlier this week.

Getting new credit cards in the hands of emerging market consumers requires unique processes that ensure timely and compliant delivery.

Given the robustness of trade in some large urban areas, it is entirely possible to earn a living from buying and selling bitcoin

Women in Housing and Finance has elected a new board of directors for the group's 2013-2014 calendar cycle.

The Onion, a satirical news site, reported that chief executives from the largest financial institutions "are just about ready to completely destroy the world again."

Bank trading revenues jumped to $7.5 billion in the first quarter, marking the fourth highest level on record, the Office of the Comptroller of the Currency said Friday.