Texas

The Durbin amendment has sent another debit rewards program to the graveyard as USAA Federal Savings Bank will officially terminate its offering on Sept. 1.

Wincor Nixdorf AG is changing its U.S. business model, shifting from a centralized unit based in Austin, Texas to a more dispersed structure.

The Federal Reserve on Tuesday announced three written agreements.

El Paso offers a microcosm of the banking industry, showing how banks operating side by side can diverge dramatically based on daily choices.

Dalhart Federal Savings & Loan Association will convert to a state-charted bank in Texas in response to the Office of Thrift Supervision's merger into the Office of the Comptroller of the Currency.

The Fed announced written agreements with four banking companies: Southern Community (N.C.), First Community (Texas), First Chatsworth (Ga.) and First National (Ala.)

Pioneer Bank in Dripping Springs, Texas, said it was cleared to receive about $3 million from the program, according to Monday's online edition of the Austin Business Journal. The $106.4 million-asset bank is expected to swap preferred stock for SBLF funds.

Cardtronics Inc.'s deal to purchase the ATM businesses of EDC Holding Co. LLC will do as much to boost the quality of the buyer's ATMs as it will to boost its quantity.

Isis, the wireless carrier-led mobile payments joint venture, plans to pilot its service next year in Austin, Texas, allowing consumers there to purchase items using their smartphones.

Cardtronics Inc. said Tuesday that it plans to buy EDC ATM Subsidiary LLC and Efmark Deployment I Inc., adding an additional 3,700 automated teller machines to its fleet.

USAA Federal Savings Bank plans to unveil an overhauled website this month that can provide the kinds of conversations online that typically only happen face-to-face in branches.

Loan production offices lost popularity among community bankers during the financial crisis. A need for growth, amid intense competition, could bring them back in force.

Expectations had been high that 2011 would bring some serious moving and shaking among community banks. But the murky economy and regulatory uncertainty have discouraged buyers, turning them skeptical and picky.

The $1.46 billion-asset company said in a filing Monday with the Securities and Exchange Commission that L. Anderson Creel will resign at the end of the year.

The Federal Reserve on Thursday announced written agreements with four banking companies.

After years of experimentation, some banks are finding the right mix of technology, ambiance and human interaction. The most effective formula varies, and the only constant is that there are no absolutes.

As Michaels Stores Inc. continues its investigation into the payment terminal tampering that affected 80 of its stores, experts say other merchants are likely just as vulnerable and should be investigating their own hardware.

Aptys Solutions LLC has launched a tablet-based, paperless invoicing system called aMobile.

PIN-pad tampering at Michaels Stores Inc. occurred over a three-month period and so far has affected "fewer than 100" customers' debit card accounts, but credit card data also may have been exposed, the retailer said Friday.

ViewPoint Financial Group Inc. in Plano, Texas, said Thursday that Gary Base, its longtime president and chief executive, will retire at the end of the year.