There may well be too many banks in the United States. That’s a problem for stock investors and CEOs of publicly traded banks to address, not policymakers.

Buyers in Texas show little interest in strugglers like Omnibank in Houston, leaving the door open for a buyer like Bank of the Ozarks from Arkansas that knows how to acquire and fix broken banks.

Even before Dodd-Frank, federal regulations had grown exponentially. The sheer quantity of the regulations is bad enough, but the complexity often confuses banks and their customers and increases compliance costs.

The peer-to-peer lender, which has both threatened banks' traditional businesses and cultivated Wall Street ties, is now selling its loans to community banks and working with them to offer personal loans as a counter to big banks' dominance in credit cards.

EverBank Financial (EVER) in Jacksonville, Fla., has agreed to pay the Federal Deposit Insurance Corp. $48 million in connection with its purchase of the failed Bank of Florida in May 2010.

SunTrust Banks (STI) has agreed to sell RidgeWorth Capital Management, its asset management business, for $245 million.

MetroCorp (MCBI) in Houston hired a consultant to scout possible Chinese suitors before agreeing to sell to East West Bancorp (EWBC) in Los Angeles.

The San Mateo, Calif., company plans to launch a new online lending platform, a sign of increasing competition among consumer-debt-consolidation lenders.

OneMain Financial, which makes personal loans of up to $15,000, has been on the block since 2009. But Citi may be poised to overcome a key obstacle to its sale, an executive explains.

Apollo Bancshares in Miami, Fla., has agreed to buy First Bank of Miami in Coral Gables.

How to reconfigure retail-delivery networks to suit the next generation of customers was top of mind for bank CEOs Tuesday, even as news headlines dwell on new regulations and sluggish growth.

Fifth Third Bancorp (FITB) in Cincinnati has renamed its wealth management unit.

A large number of healthy community bank have struggled to gain access to capital. StoneCastle Financial hopes to change that.

Heritage Oaks Bancorp (HEOP) in Paso Robles, Calif., plans to cut about 18% of its workforce and close five branches after it buys Mission Community Bancorp (MISN) in San Luis Obispo, Calif.

Bank of the Ozarks (OZRK) in Little Rock, Ark., has agreed to buy Bancshares Inc. in Houston.

Executives at NewBridge Bancorp share insiders' views on the challenges of making loans and pursuing M&A in a state where big banks, regionals and well-funded community banks have created heavy competition.

The North Carolina market is poised for a big round of M&A, and executives at NewBridge Bancorp — which has made two acquisitions this year — believe they can build the state's first super-community bank.

Banks have been the largest triple-A investors in collateralized loan obligations, but new regulations have prompted some banks to pull back. That trend is giving other investors more sway in the market, which is evident in new pricing structures.

PNC has put the historic Pennsylvania Avenue headquarters building of Riggs National Bank on the market.

The $806 million-asset company and the FDIC entered into a consent order related to AML and Bank Secrecy Act controls, staffing and administration, Banesco said Friday.