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Market Intelligence:
AI
Payments
Research
Industry Data
  • Cyber Security
    Bank ID vendor traced to a dark web license sale

    IDScan.net removed the pages naming its bank and credit union integrations after KrebsOnSecurity traced 153 million license scans to the company.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    September 4
    Lake Elsinore, California, USA - Dec 18, 2022: Closeup of California Real ID driver license focusing on the REAL ID logo
  • Community banking
    After owner couldn't repay debts, NM bank poised for sale

    The controlling owner of Santa Fe-based Century Financial Services Corp. wound up in bankruptcy court. Now his 71% stake is on the verge of being sold to an Oklahoma bank.

    By Kevin Wack
    Banking Editor
    September 4
    Shoppers Ahead Of US Retail Sales Figures Release
  • Blockchain
    Citi's use of Swift blockchain extends tokenized deposits' reach

    Swift's network of 11,500 banks can exchange deposit tokens in a standardized way. 

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    September 4
    A headshot of Debopama Sen
  • Walmart
    Walmart-linked fintech's banking incursion reaches autos

    OnePay's My Garage combines payments and financial information as it continues to build out a financial app.

    By John Adams
    Executive Editor, Payments
    September 4
    Car Dealership cars auto loan
  • Tax planning
    Tax 'traps' and capital gains strategies for in-kind charitable donations

    While donating stock is a clear win for clients to avoid capital gains taxes, gifts of property require a qualified appraisal to get a deduction.

    Zoe Sagalow
    By Zoe Sagalow
    Reporter
    September 4
  • Political Risk
    GAO flags disclosure gaps exposed by 2023 bank failures

    Two of the banks that collapsed in 2023 were subject to a weaker system of investor-disclosure oversight than most public companies, prompting the government watchdog to call for changes.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    September 4
    GAO-Building-Bloomberg
  • Financial Advisors
    SEC moves to nullify pay-to-play ban for federal contracts

    The Securities and Exchange Commission proposal would eliminate a ban on investment advisors receiving government contracts within two years of making political contributions. The agency says existing laws can address pay-to-play conflicts of interest.

    By Ebrima Santos Sanneh
    Reporter
    September 4
    SEC Paul Atkins
  • Charter conversions
    Fed ends enforcement action against United Texas Bank

    The billion-dollar Dallas bank had been cited for money laundering concerns, and its recent conversion to a national charter drew sharp criticism from Sen. Elizabeth Warren.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    September 4
    federal-reserve-bank
  • SoFi
    SoFi-Kraken partnership connects banking, digital assets

    The digital bank announced a collaborative partnership with the crypto exchange platform as it continues to expand its overall digital asset strategy.

    Melinda Lucy headshot
    By Melinda Lucy
    Tech Reporter
    September 4
    Anthony Noto wearing a blue vest and name tag, standing outdoors with golden sunlight highlighting his hair.
  • Economy
    Labor market rebounds, but all eyes are on inflation for Fed

    The U.S. economy added 162,000 jobs in August, bouncing back from a surprise decline in July. The Fed's next interest rate decision will still hinge on next week's inflation reading.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    September 4
    Employment image
  • Appraisals
    Waivers, AUS are lenders' hedge against any UAD 3.6 crunch

    As UAD 3.6's Nov. 2 mandate shrinks an aging appraiser pool, AnnieMac and Lower lean on AUS waivers and in-house teams to dodge 2022-style fee spikes and turn-time delays.

    By Colin McNamara
    Reporter
    September 4
    Real estate inspector inspects home for property appraisal
  • Community banking
    Private-sector deposit insurance is reemerging. Can it work?

    A new consortium of community banks plans to offer deposit insurance above the FDIC's $250,000 limit. But skeptics say such private-sector efforts have a spotty history.

    By Kevin Wack
    Banking Editor
    September 4
    FDIC Reports 2010 Will Be Peak Year For Bank Failures
  • Regulation and compliance
    Revolut wins US charter with limits on four products

    The agency approved a full-service national bank but gated four product lines behind separate sign-offs, a condition advisors say is unlike other approvals.

    By Carter Pape and Melinda Lucy
    September 3
    Revolut US CEO Cetin Duransoy AB Digital Banking Conference 2026
  • B-to-B payments
    M&T upgrades as banks seek closer ties to corporate clients

    The institution is among the first users of an embedded banking platform from FIS that places financial services and payments inside of the business software.

    By John Adams
    Executive Editor, Payments
    September 3
    visualization
  • Retirement planning
    Managed accounts linked to higher retirement savings rates: Morningstar

    Managed accounts are associated with higher employee contributions in defined-contribution retirement plans, the research firm found. Advisors working on employer plans might want to take note.

    Zoe Sagalow
    By Zoe Sagalow
    Reporter
    September 3
    chart visualization
  • Earned Wage Access
    Colorado AG takes on EWA provider EarnIn

    Colorado's Attorney General Phil Weiser is suing direct-to-consumer earned wage access provider EarnIn, alleging that the company violated the state's lending laws and challenging its claim that its product is nonrecourse. It is a sign of regulators' continued interest in EWA.

    By Joey Pizzolato
    Reporter
    September 3
    chart visualization
  • LOAN PRODUCTS
    GSE changes, Boxabl pact spur mortgage lending opportunities

    Developments at Freddie Mac, Fannie Mae and factory-built housing innovator Boxabl point to some expanded ways to make mortgages or HELOCs.

    nmn_author_Bonnie_Sinnock.jpg
    By Bonnie Sinnock
    Capital Markets Editor
    September 3
    Manufactured home-Guild
  • Trump administration
    Trump signs bill funding the government through December

    President Donald Trump Wednesday signed a continuing resolution to fund the government through December, averting a government shutdown at least until after November's elections.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    September 3
    Donald Trump
  • Prediction Markets
    CFTC asks judge to toss CME challenge to Kalshi perps

    The Commodity Futures Trading Commission asked a federal court to drop a suit filed by the Chicago Mercantile Exchange challenging the agency's decision to let Kalshi offer bitcoin perpetual futures contracts, known as perps.

    By Ebrima Santos Sanneh
    Reporter
    September 3
    CFTC Commodity Futures Trading Commission
  • Inflation
    Fed's Waller: Underlying inflation might be lower than we think

    The Federal Reserve governor said an upcoming change to the personal consumption expenditures index could show ongoing improvement in prices, building the case for leaving interest rates unchanged.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    September 3
    Fed Governor Chris Waller Speaks At Council On Foreign Relations
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.