Big U.S. banks are making their overdraft policies more customer-friendly, according to a new consumer advocacy report, but in a more incremental fashion than its authors would like.

The report by the Pew Charitable Trusts compares the overdraft-fee rules at 44 of the nation's 50 largest banks. It is critical of banks that reorder transactions from high to low, tack on additional fees if the account remains overdrawn for a period of days, and engage in other practices designed to maximize overdraft fees.

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