4 - 6 - Bank Securities Association: Proprietary Products Conference. Ritz-Carlton Pentagon City, Arlington, Va. 415-924-8010 or (fax) 415-924- 1463.

12 - 13 - American Institute of Certified Public Accountants: 1995 Investment Planning Conference. Sheraton Chicago Hotel and Towers. 201- 938-3232 or (fax) 938-3169.

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