U.S. foreclosure activity increased in July for the first time in four months as lenders scheduled more properties for auction, according to RealtyTrac, which compiles housing market data.

RealtyTrac on Thursday reported in its U.S. Foreclosure Market Report that 109,434 properties nationwide were in some stage of the foreclosure process, marking a 2% increase from June but down 16% from a year ago. Foreclosure filings include default notices, scheduled auctions and bank repossessions.

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