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part 1 of 4
Rank Fund Name
1 Stagecoach CA Tax Free Bd A
2 Harris Insight Intermed T/E Inst
3 Nations Sh-Term Muni Inc Pr A
4 Stagecoach CA Tax Free Bd I
5 Highmark CA TF Inter Fid
6 Nations Sh-Term Muni Inc Inv A
7 Boston 1784 Funds-MA T/E Inc A
8 Pacific Horizon CA T/E Bond
9 WM CA Municipal Bond A
10 Stagecoach CA Tax-Free Income A
11 First Fds-Tennessee Tax Free I
12 Stagecoach CA Tax Free Bd B
13 Boston 1784 Funds-RI T/E Inc A
14 First American-CA Interm T/F Y
15 J.P. Morgan Instl-CA Bond Fd
16 Excelsior Sh Term Tax Ex Secs
17 Harris Insight Tax Exempt Bd Inst
18 Kent Fds-MI Muni Ltd Mat Inst
19 Firstar Tax-Exempt Inter Bd Inst
20 Mercantile-Short Interm Muni Tr
21 BlackRock-PA Tax Free Inst
22 Intrust KS Tax-Exempt Bond
23 WM CA Ins Interm Muni A
24 Dreyfus Sh-Interm Tax Exempt
25 Evergreen FL High Income Muni Y
Average for top 25 funds with $25 million or more in assets
Average for all 227 funds with $25 million or more in assets
Average for all 474 bank proprietary municipal funds
Nonbank Municipal Average
Lehman Brothers Municipal
part 2 of 4
Bank Fund Assets
Rank Investment Objective
1 Wells Fargo & Co. Municipal - Single State
2 Harris Bankcorp. Municipal - National
3 Bank of America Corp. Municipal - National
4 Wells Fargo & Co. Municipal - Single State
5 UnionBanCal Corp. Municipal - Single State
6 Bank of America Corp. Municipal - National
7 BankBoston Corp. Municipal - Single State
8 Bank of America Municipal - Single State
9 Washington Mutual Inc. Municipal - Single State
10 Wells Fargo & Co. Municipal - Single State
11 First Tennessee National CMunicipal - Single State
12 Wells Fargo & Co. Municipal - Single State
13 BankBoston Corp. Municipal - Single State
14 U.S. Bancorp. Municipal - Single State
15 J. P. Morgan & Co., Inc. Municipal - Single State
16 U.S. Trust Corp. Municipal - National
17 Harris Bankcorp. Municipal - National
18 Old Kent Financial Corp. Municipal - Single State
19 Firstar Corp. Municipal - National
20 Mercantile Bancorp Municipal - National
21 PNC Bank Corp. Municipal - Single State
22 Intrust Financial Corp. Municipal - Single State
23 Washington Mutual Inc. Municipal - Insured
24 Mellon Bank Corp. Municipal - National
25 First Union Corp. Municipal - Single State
part 3 of 4
Bank First Latest Latest Latest
Rank Investment Obj12/31/98 Qtr. 1 Year 3 Years*
1 Wells Fargo & $492.00 1.09 6.65 7.65
2 Harris Bankcor 226.16 1.03 5.36 5.43
3 Bank of Americ 66.62 1.01 4.71 4.73
4 Wells Fargo & 79.4 1 6.6 7.65
5 UnionBanCal Co 153.79 0.97 6.26 6.55
6 Bank of Americ 29.94 0.96 4.5 4.53
7 BankBoston Cor 235.66 0.96 5.75 6.82
8 Bank of Americ 220.31 0.96 6.38 7.31
9 Washington Mut 288.46 0.92 6.1 7.8
10 Wells Fargo & 48.4 0.91 5.44 5.1
11 First Tennesse 181.29 0.91 4.83 6.55
12 Wells Fargo & 119.4 0.9 5.88 6.87
13 BankBoston Cor 89.9 0.89 5.63 6.75
14 U.S. Bancorp. 38.3 0.88 5.96
15 J. P. Morgan & 55.13 0.87 5.84
16 U.S. Trust Cor 39 0.86 4.51 4.35
17 Harris Bankcor 169.02 0.83 5.12 6.37
18 Old Kent Finan 117.96 0.81 4.65 4.87
19 Firstar Corp. 65.1 0.81 5.15 5.3
20 Mercantile Ban 42.14 0.8 4.67 4.49
21 PNC Bank Corp.1058.23 0.8 5.68 7.16
22 Intrust Financ 138.78 0.8 5.47 5.86
23 Washington Mut 37.98 0.8 5.42 5.93
24 Mellon Bank Co 300.95 0.78 4.22 4.61
25 First Union Co 38.77 0.78 5.66 8.07
Ave 173.31 0.89 5.46 6.12
Ave 189.48 0.53 5.13 6.39
Ave 94.68 0.47 4.93 6.16
Non 186.5 0.54 4.89 6.52
Leh 0.89 6.26 7.45
part 4 of 4 Bank Latest
Rank Investment Obj5 Years*10 Years*
1 Wells Fargo & 7.27 8.19
2 Harris Bankcor 5.31 6.44
3 Bank of Americ 4.85
4 Wells Fargo & 7.27 8.19
5 UnionBanCal Co 7.03
6 Bank of Americ 4.64
7 BankBoston Cor 6.4
8 Bank of Americ 6.89 7.58
9 Washington Mut 7.34
10 Wells Fargo & 5.02
11 First Tennessee National Corp.
12 Wells Fargo & 6.49 7.45
13 BankBoston Corp.
14 U.S. Bancorp.
15 J. P. Morgan & Co., Inc.
16 U.S. Trust Cor 4.38
17 Harris Bankcor 5.89 7.26
18 Old Kent Finan 4.91
19 Firstar Corp. 5.47
20 Mercantile Bancorp
21 PNC Bank Corp. 7.43
22 Intrust Financ 6.14
23 Washington Mutual Inc.
24 Mellon Bank Co 4.5 5.54
25 First Union Corp.
Ave 5.96 7.24
Ave 6.43 7.38
Ave 6.28 7.04
Non 6.53 7.34
Leh 7.63 8.25