Strategic Capital Bancorp Inc. in Champaign, Ill., has until June to come up with a plan to replenish capital, under its most recent regulatory order.

Its $598 million-asset Strategic Capital Bank was adequately capitalized at yearend, with a leverage ratio of 4.71% and a total risk-based capital ratio of 8.28%, according to data from the Federal Deposit Insurance Corp. Typically banks must have a leverage ratio of 5% and a total risk-based capital ratio of 10% to be considered well capitalized.

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