The ABA and the biggest credit union trade group are duking it out on Capitol Hill. Page 2


Cash incentives, which once were reserved for high-ranking executives, are filtering down through the ranks. Page 4


With many young farmers planning for growth in their operations over the next few years, some bankers say they're worried that the next generation may not be prepared for an economic downturn. Page 8

An investor is threatening to block Abigail Adams National Bancorp's acquisition of a Virginia bank. Page 8


INSURANCE: The Principal Financial executive responsible for boosting variable annuity sales through banks is a David battling Goliaths in the field. Page 9

Schwab solidified the position of its No. 2 executive, naming him co- chief executive along with founder Charles E. Schwab. Page 11


Nomura Asset Capital has taken over the financing for one of the most cantankerous real estate projects in Rhode Island's recent history. Page 12


A Florida lender has blocked an attempt by the Department of Veteran's Affairs to ensure lower monthly payments for veterans who refinance mortgages. Page 13


More and more consumers are flying blind in the malls this year, with no holiday shopping budget to keep them out of trouble, a survey found. Page 20


Chase's Lori Hricik is one of a handful of banking executives helping to shape the future of the payment systems. Page 21


Golden State Bancorp, the parent of Glendale Federal Bank, is buying another California bank, Redfed Bancorp, for about twice book. Page 30

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