WASHINGTON — The Congressional stalemate over housing finance reform has left looming questions about the scope and enforcement of other bank regulations already in the pipeline.

The fate of the government-sponsored enterprises Fannie Mae and Freddie Mac is commingled with various other regulatory provisions stemming from the crisis. Most notably, the Consumer Financial Protection Bureau's underwriting overhaul — known as the qualified mortgage rule — and the separate pending risk retention requirement for securitizers both provide substantial flexibility to Fannie- and Freddie-backed loans while the GSEs are still in conservatorship. How long they stay open also affects how long banks can use GSE-issued securities to comply with new capital and liquidity rules.

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