Banco Popular de Puerto Rico

With regulators and policymakers studying their every move, financial institutions need to put more focus on preventing mistakes in the first place.

Policymakers should continue to simplify requirements, so that banks and regulators alike can focus on the most important measures of stability.

As competitive pressures mount for midsize banks, more institutions are likely to follow the lead of BB&T-SunTrust and amass more resources for investing in AI, digital platforms and other cutting-edge technologies.

There’s currently a focus on investing in technology and data to remain competitive, but financial firms also need to ensure they are helping workers adapt, argues Synchrony’s Margaret Keane.

The role of the central bank has changed over the decades, but presidential pressure on the Fed has been a constant.

Financial startups are becoming important partners for community banks and credit unions, despite lobbying efforts to limit their growth.

Robust public discussion from a diverse array of stakeholders has informed regulators working to reform the Community Reinvestment Act, but it has also included some misleading claims, writes a top OCC official.

The government-sponsored enterprises have continued to expand over the past decade, despite being in conservatorship. New leadership at the FHFA should reverse this trend.

The Financial Stability Oversight Council should adopt measures that help vulnerable communities.

More attention should be paid to strategically preventing and mitigating problems that harm bank reputations.